Ramesh Sharma

Working with QRG IHL (QRG group), a Mid Layer NBFC and a QIB investor, leading investments and overall management function of the company. QRG IHL is the investments arm of QRG Group and a marquee investor in Indian capital markets having investment interests in both equity and fixed income markets. My role at QRG IHL spans across all functions of the company including Investments, lending, ensuring compliances, technology, stakeholders management and Risk management.Backed by the strong corporate governance culture of QRG Group and value adding partnership approach, QRG IHL has established itself as a leading and preferred invsetment partner in the Indian capital markets.We have a diversified investment portfolio covering Private Equity, Listed Equity, Loans, Structured Products and other fixed income instruments. Company has a strong board with well known indepedent directors overseeing the overall management of the company (www.qrgihl.com)

At HIL I was responsible for finance function working with Director Finance and Group CFO. This leadership role covered direct responsibilities of plant commercial, branch commercial, credit control function, Direct and indirect taxation,financial control and business CFOs role. Got opportunity to work on cost control initiatives,annual operative plans, strategic project on ecommerce and online sales acceleration with Mckinsey team. The project resulted in HIL significantly increasing its share of online sales. As part of another initiative I was able to institute a systematic management review of cost of production and its impact on the contribution margins of various product lines to enable informed pricing intervention decisions by the business teams.

Overall business development and portfolio management for Corporate Banking Business.

Team leader for structured lending to corporate clients from NBFC Platform of Edelweiss Group

Professional entrepreneurial stint in merchant banking & investment banking business dealing with large corporate clients for debt and equity capital market mandates.

After my 5 years stint with ICICI Bank, the biggest private sector bank in India, I decided to join YES Bank as a member of the startup project team in Delhi to take on the challenges of starting the institutional sales business from inception for a completely new bank which started without any institutional support. At YES Bank, I was able to independently set up the FI Relationships Desk for North and East India region and contributed significantly to the treasury sales, syndication and debt capital market business. Work Profile & Achievements:  April 08- Apr 12: Debt Capital Market & FI relationships: responsible for the origination and execution of fixed income mandates from all corporate & institutional clientele of YES BANK in North and East India market. Responsibilities include maintaining & developing institutional relationships with financial intermediaries like banks, insurance companies, FIs & capital market brokers. Apr 07 to Mar 08: Derivatives & FX Sales: Managed the derivatives & FX sales business in the North India as part of treasury sales team in Delhi selling cutting edge Foreign Exchange & Derivatives solutions to banks, housing finance companies, Public Sector Undertakings like Power Finance Corporation & Rural Electrification Corporation etc. & emerging corporate clients.  Sep 04 to Mar 07: FIG head- North India: Set up & managed the institutional relationships of YES Bank with all financial intermediaries in the North & East India. Role involved wholesale resource raising, portfolio buyouts, extending credit facilities to capital market players & NBFCs after detailed credit appraisals, setting up of inter-bank exposure limits, assets sell-down, loan syndications, debt capital market activities.  Awarded CEO’s Golden Pin in 2011, the most coveted & exclusive senior management award at YES BANK by MD & CEO Mr. Rana Kapoor, in recognition of consistent performance & contribution towards institution building.

Last Designation held: Senior Manager (M2) Work profile & Achievements  External Commercial Borrowings from offshore banks, institutions & Multilateral credit agencies for raising resources. Role included negotiation of deal terms & detailed documents with all stakeholders.  As part of the core team working on the historical reverse merger of ICICI Limited with ICICI Bank, I was responsible for ensuring compliance of the various relevant clauses in the ECB borrowing documents relating to merger including convincing the lenders including multilateral agencies like Asian Development Bank, IFC, World Bank, JBIC etc. and seeking merger consents from them.  Independently negotiated and completed a USD 100.0 Million loan from KfW group (Germany), it was first ever loan by a bilateral developmental credit agency to a commercial bank in India.  Originated and executed refinance of home loans from National Housing Bank to the tune of INR. 13.00 billion. The transaction structure was first of its kind for ICICI leading to a new resource stream  Raised resources to the tune of INR 14.00 billion in FY 2003.

67% Rank- 3rd in North India Region of ICAI CA Final 1999, Rank-13th in All India Merit List of CA Final 1999, Rank-48th in All India Merit List of CA Foundation 1996

UP University with 67% aggregate marks, class topper