Ramanathan V.

Experienced product management professional with a proven track record of over 15 years in leading initiatives for product innovation, strategic planning, digital transformation, payment solutions, risk & regulatory compliance and leadership at BillDesk and YES Bank. Skilled in collaborating with cross-functional teams and managing internal and external stakeholders across various levels. Deep industry knowledge in the financial services sector, particularly in digital banking and SaaS. Recognized for leadership in driving product initiatives, defining vision and executing strategy. Key projects/programs conceptualized, executed and managed across organizations include digital transformation, digital onboarding, API banking, platform unification initiatives, unified client dashboard and solutions marketplace for banking and fintech products. Projects span the fintech and banking domain in the payments space, cash management, API Banking, Banking as a Service, Connected Banking. Core skills include product innovation, customer journey (UI/UX) design, digital onboarding, partner/alliance management, commercial and contract negotiation, product strategy & go to market, risk management and regulatory compliance and team leadership.