Ramakrishna Genupula
Vice President – Digital Product Management, CX & Insights | APAC & EMEA @ Citi
About
Digital Product & Transformation Leader with 18+ years of experience delivering large-scale banking innovation across APAC & EMEA. Proven track record in driving digital adoption uplift, CX excellence, cost optimization, and regulatory compliance. I excel at translating business strategy into scalable digital products through data-driven insights, cloud modernization (AWS, APIs, microservices), and agile delivery models. My expertise spans digital onboarding (e-KYC, real-time credit checks), Voice-of-Customer analytics, and multi-market CX transformation.
Singapore
Singapore
Financial Services
Digital Strategy & Product Leadership, Digital Product Management & Strategy, Customer Experience (CX) & Insights, Performance, Governance & Business Impact, Analytical Skills, Application & Architecture Skills, Delivery & Collaboration, Java / J2EE Application Development, Software Development Life Cycle (SDLC), Technical Project Management, System Integration & Solution Delivery, SQL, Stakeholder Management, Customer Experience (CX) & Insights Excellence, Data, Cloud & Technology Enablement, Agile Delivery & Leadership, Data, Cloud & Technology, Agile & Delivery Excellence, Core Technical Skills, Performance & Compliance
Experience

Vice President – Digital Product Management, CX & Insights | APAC & EMEA
Singapore
As Vice President for Digital Product Management, CX & Insights, I led Citibank’s regional digital strategy and customer experience transformation across 14+ markets in APAC and EMEA, driving measurable business impact, digital adoption, and customer satisfaction through data-driven execution and agile leadership. Key responsibilities and achievements include: Digital Transformation & Strategy: Spearheaded large-scale digital initiatives for Wealth and Retail Banking, translating business objectives into actionable product roadmaps that enhanced engagement, servicing, and acquisition. CX Leadership: Directed a regional team of CX and Data Analysts to embed customer insights into transformation programs, leading to a ~200% uplift in Net Promoter Score (NPS) and stronger client advocacy. Digital Onboarding Excellence: Implemented bundled account opening journeys with e-KYC, digital signatures, and real-time credit checks, cutting onboarding time and significantly improving client conversion rates. Voice-of-Customer (VoC) Programs: Owned and expanded the Qualtrics-based VoC platform, managing vendor partnerships and commercializing insights to inform digital strategy and customer interventions. Push Notifications Optimization: Enhanced push notification traceability and engagement through MoEngage and Sinch, achieving ~81% increase in adoption while reducing SMS costs. Agile & DevOps Delivery: Standardized agile processes, prioritized backlogs, and reduced technical issue resolution time from months to days. Regulatory Credibility & KPI Governance: Streamlined complaints management, standardized KPI reporting, and established data-led governance across multiple markets.

Assistant Vice President – Digital Product Management, CX & Insights | APAC & EMEA
Singapore
Drove digital product and CX transformation across 14+ APAC & EMEA markets. Standardized NPS and VoC programs reaching 5M+ clients, rolled out Salesforce Marketing Cloud regionally, and optimized mobile app performance via API tuning. Enhanced engagement, speed, and satisfaction through agile delivery and data-driven insights.

Technical Project Leader
Singapore
As Technical Project Leader, I managed full-stack solution delivery and platform modernization for Citibank’s APAC & EMEA digital initiatives. I collaborated across business, technology, and vendor teams to ensure secure, scalable, and compliant delivery of enterprise-grade applications.

J2Ee Consultant
Emerio Globesoft Pvt. Ltd
Singapore
As a J2EE Consultant / Developer, I designed, developed, and integrated enterprise-grade applications supporting banking and government digital systems. I collaborated with business analysts, architects, and operations teams to deliver robust, secure, and scalable software solutions aligned with business and regulatory needs.

Software Engineer
Armoria Pvt. Ltd.
Singapore
As a Software Engineer, I developed and maintained enterprise applications for the Housing & Development Board (HDB) of Singapore, ensuring high performance, scalability, and operational reliability for mission-critical systems used in public housing services.
Ramakrishna Genupula's Contact Information
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