Rahul B.
Manager - Banking Operations @ Easebuzz
About
I operate at the intersection of banking, payments, and profitability, solving high-impact challenges in large-scale transaction ecosystems.Currently leading Banking Operations at Easebuzz, I drive end-to-end payment enablement across Cards, UPI, and Net Banking , managing integrations, acquiring bank partnerships, and transaction flows at scale.My role is centered around optimizing payment performance and unlocking profitability by:• Driving TID procurement, mapping, and activation across acquiring banks • Improving transaction success rates through deep issuer/network-level analysis • Resolving complex failures across 3DS, ACS, tokenization, and routing layers • Aligning compliance, risk, and commercial frameworks for scalable growth I actively collaborate with leading banks, handling escalations, approvals, and operational strategy across payment modes.Over time, I’ve built strong expertise in:• Payment gateway operations and acquiring bank ecosystems • Card network behavior (Visa, Mastercard, Amex, Rupay) • Failure diagnostics and issuer-side decline management • Profitability optimization across payment modes Previously at BharatNXT, I built the Finance & Risk operations function from the ground up, designing SOPs, fraud controls, reconciliation frameworks, and improving financial visibility across the business.I thrive in high-ownership environments where execution, structured thinking, and cross-functional collaboration directly impact revenue, compliance, and customer experience.If you’re building or scaling in fintech, payments, or banking operations, always open to meaningful conversations.
India
Mumbai
Financial Services
Risk Management, Fraud testing, fraud mitigation, Payment Gateways, Financial Reporting, Analytics, SQL, Business Analysis, Negotiation, Business Planning, Microsoft Power BI, Microsoft PowerPoint, Analytical Skills, Microsoft Excel, Microsoft Office, Transaction Reconciliation, Bank Reconciliation, Data Analysis, Inventory Management, Internal Audits
Experience
Manager - Banking Operations
Easebuzz
Pune District
• Leading end-to-end banking operations across Cards, UPI, and Net Banking for a high-volume payment ecosystem • Driving TID procurement, mapping, and activation across multiple acquiring banks, enabling faster merchant go-live • Managing relationships with HDFC, Axis, YES, ICICI, Kotak and other banking partners for approvals, escalations, and performance optimization • Improving transaction success rates by identifying issuer/network-level failure patterns and coordinating resolutions across stakeholders • Handling complex escalations involving card networks, tokenization flows, 3DS/ACS failures, and routing issues • Aligning compliance, risk, and commercial objectives across payment modes to ensure sustainable and profitable growth • Monitoring large-scale transaction flows and proactively identifying anomalies impacting payment performance
Sr. Analyst - Banking Operations
Easebuzz
Pune District
• Managed payment operations across Cards, UPI, and Net Banking, ensuring high system reliability and transaction efficiency • Coordinated with acquiring banks and internal teams for onboarding, payment enablement, and issue resolution • Analyzed transaction data to identify failure trends and improve success rates across key payment flows • Supported large-scale merchant onboarding and ensured seamless payment integration and activation
Senior Associate - Finance and Risk
BharatNXT
Mumbai
• Built and scaled the Finance & Risk operations function from scratch in a fast-growing fintech environment • Designed SOPs for dispute management, fraud detection, and transaction monitoring • Managed payment gateway operations, reconciliations, and financial reporting across multiple partners • Identified leakages in P&L through data analysis and implemented controls to improve profitability • Collaborated with product and tech teams to strengthen platform-level risk controls
Associate - Finance & Risk (Early Employee)
BharatNXT
Mumbai
• Established core risk frameworks and fraud prevention processes for transaction-level monitoring • Managed end-to-end reconciliation, invoicing, and financial operations across payment systems • Developed onboarding and compliance processes to ensure secure and scalable operations • Supported customer issue resolution with a focus on fraud and financial risk mitigation
Internal Audit Associate
Shivam Autozone (India) Pvt. Ltd
Mumbai
• Conducted audits across finance, procurement, sales, and operations • Identified control gaps and implemented process improvements to strengthen internal systems • Designed audit programs and enhanced financial control mechanisms
Audit Intern
Shivam Autozone (India) Pvt. Ltd
Mumbai, Maharashtra, India
Perform inquiries and testing as needed to identify and resolve vulnerabilities Test the operation and tweak the design of existing financial controls
Education
R. A. Podar College of Commerce & Economics
Accounts and Audit
Completed with First Division Major Course work involved study of financial accounting, taxation, economics, cost accounting and business laws.
The Institute of Chartered Accountants of India
Accounting and Finance
R. A. Podar College of Commerce & Economics
Commerce
Rahul B.'s Contact Information
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