qaseem masood

* Managing portfolio of approximately PKR 3 Bn. * Financial and economical industry analysis for essential client related market information. * Routine financing related transactions upon completing the mandatory documentation and detailed verification of the transaction. * Regular customer premises/factory visits. * Keeping intact approvals of financing and related transaction. * Working with various multinational corporate clients. * Credit application preparation including customer background check as well as complete customer financial analysis, future prospects, porter five forces analysis, description of the customer facility requirement along with the complete security package analysis. * Pursuing clients for timely payment of the outstanding liabilities.

* NOSTRO, ATM and interbranch reconciliations, issues and entry into the books * Foreign exchange entries in the books * Foreign currency & Money market reporting (FXCRS & MMCRS) to SBP on daily basis * Ensure the accuracy of trader blotter on daily basis * Proposal of stock investment including detailed ratio analysis * Proposal of funds placements in the other banks including detailed ratio analysis * Analysis of Bank`s market share * Revaluation of Bank`s Investments on daily basis * Dealing with NOP issues * Architect of interbranch setup centralization from branches to head office.

* Variance analysis * Assistance in audit report * Reconciliation of intercompany balances * Tax , provident fund , EOBI and WWF calculations * Detailed verification of accounts * Bank Reconciliations * Reconciliation of payable and receivable movements with trial balance * Calculations of important financial ratios * Receivables and payables aging * Cash count

* Introducing new clients to the Bank’s portfolio after assessing their credit needs, negotiating terms and conditions and structuring/recommending the appropriate shariah compliant product accordingly. * Managing a client portfolio of around PKR 10 Billion which included industry leaders and/or well established clients in different sectors such as Textile sector, Glass sector, Power sector, Electronics sector, F&B sector etc. * Supervising the processing of Credit Application (CA) of the fresh clients and sorting out the approvals by satisfying shariah as well as risk department’s queries. * Supervising the processing of annual review of the existing clients. * Supervising the day to day transactions of the clients including Murabaha, Istisna, Bai Salam, Ijarah and Diminishing Musharakah, Karobar Finance etc. * Frequent visit to the clients for various purpose such as for taking delivery of the goods and establish a good relationship. * Preparation & sorting out the approval of processflows for Shariah compliance. * Satisfactory audit rating for the assigned portfolio.