Prabhjot S.
Head of Finance @ Moxie Beauty
About
I've run finance across five industries in eight years — mining at Vedanta, consumer durable at Mitsubishi, PE-backed logistics at Rivigo, a credit business from scratch at Groww, and now a D2C haircare brand at Moxie. The pattern isn't career indecision. It's that finance looks completely different depending on who's in the room. A Vedanta boardroom discussing an $85M acquisition runs nothing like a quarterly FP&A review with PE investors at Rivigo, which runs nothing like running due diligence on a Series A round for a D2C brand, which runs nothing like walking a credit rating agency through why a brand-new NBFC deserves an 'A' credit rating. I write about what happens inside those rooms. Not the LinkedIn version — the actual version. The term sheet clauses that look harmless and aren't. The credit conversations that go sideways before they go well. The ₹50 Lakh cost saving that came from one contract negotiation nobody wanted to have. I also write about my own money. I'm a high-earning professional figuring out personal finance in real time, with more complexity than expected and fewer clean answers than the textbooks suggest. Turns out knowing finance and doing personal finance are different skills. For credibility: ₹650 Cr+ capital raised (equity + debt). ₹2,500 Cr+ AUM built at Groww Credit. ₹62 Cr+ in cost savings across roles. CA (AIR-35), CFA (Top 10% globally). Gurugram.
India
Gurugram
Financial Services
P&L Management, Fundraising, Business Strategy, Corporate Finance, Debt Financing, Working Capital Management, Personal Finance, Capital Allocation, Treasury Management, Consumer Branding, Financial Modeling, Artificial Intelligence (AI), Financial Statement Analysis, Mergers & Acquisitions (M&A), Economics, Financial Reporting, Income Tax, International Tax, Due Diligence, Microsoft Excel
Experience

Head of Finance
Gurugram
Moxie is a fast-scaling D2C haircare brand for the Indian consumer, backed by Bessemer Venture Partners and Fireside Ventures. Joined at ₹70 Cr ARR to build and lead finance and legal — partnering with founders and the board on capital strategy, unit economics, and risk. Closed the ₹130 Cr Series A and additional debt within six months, and built the AOP and capital allocation framework anchoring board-level spend decisions. Rebuilt the legal stack to de-risk vendor, IP, and commercial contracts, materially improving cash flow predictability. Reset the marketing P&L with CAC payback guardrails, structurally improving unit economics and driving ₹50 Lakh+ in annual savings. Building the finance team and operating cadence for the next stage of scale.

Senior Manager-II
Bengaluru
Groww is a fast-growing investment platform focused on democratizing access to investing, wealth, and credit in India’s Tier 2/3+ cities. Lead P&L and strategy for credit products (₹2,500Cr+ AUM), driving design-to-scale execution across personal and secured loans. Raised ₹500Cr+ in debt funding, led profitability charter, optimized pricing, and steered NBFC’s risk and capital strategy.

Co-Founder
FinNerd was a content-led fintech initiative simplifying personal finance for young Indians through digital channels. Built a 100k+ community across LinkedIn and Instagram by publishing daily financial insights and explainers. Launched a WhatsApp chatbot offering automated, personalized wealth reports based on user goals and risk appetite.

Manager FP&A
Gurugram, Haryana, India
Rivigo was a high-growth logistics startup that pioneered a first-of-its-kind relay trucking model, improving driver livelihoods while transforming supply chain efficiency in India. Led FP&A across unit economics, segment P&L, and investor reporting; enabled data-driven decisions for PE stakeholders. Drove ₹12Cr+ in GST savings, developed new biz models, and led financial strategy for a high-growth business vertical.

Assistant Manager
Gurugram, Haryana, India
Mitsubishi Electric India delivers innovative technology across Air Conditioning Systems, Factory Automation & Industrial Systems, Transportation Systems and Semiconductors & Devices, and serving both industrial and consumer markets in India . Led FP&A across key business units—Aircon, Transportation, and Automation—driving performance reviews, profitability forecasting, and working capital optimization. Supported M&A evaluation, e‑commerce strategy, and cost-efficiency initiatives across multiple verticals, enhancing operational effectiveness and investment decision-making.

Associate Manager-FP&A
Bokaro Steel City, Jharkhand, India
Vedanta is a global diversified natural resources company with operations spanning metals, mining, oil, and gas. Led FP&A and investment analysis across business units, including performance reviews, forecasting, and working capital optimization. Played a key role in evaluating M&A opportunities—closed $85M acquisition—and drove automation of financial reporting and dashboards for top management.

Management Trainee Program
Drove a ₹30Cr+ fixed cost reduction program with 80% implementation success, leading strategic savings across the business. Built financial models for expansion plans, valuations, and product-wise profitability; automated dashboards for top leadership.

Intern
S Sohal and Associate
Ludhiana Area, India
Assisted in statutory audits, tax audits, and accounting for SME clients across manufacturing and retail sectors. Worked on bank reconciliations, expense audits, and voucher verification; supported preparation of financial statements. Built strong foundations in audit standards, direct taxation, and financial reporting.

Intern
VP Vijh & Co Chartered Accountant
Jalandhar Area, India
Worked across internal, statutory, and tax audits for clients in banking, manufacturing, exports, and retail sectors. Gained hands-on experience in loan due diligence, branch operations audits, revenue leakage analysis, and compliance with RBI/FEMA. Supported statutory audits for listed companies and private banks, covering fixed assets, RPTs, treasury ops, and VAT across multiple states.
Prabhjot S.'s Contact Information
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