Payal Surve

Group Accounting and Reporting

-Month end closing and reporting of books of accounts to internal stakeholders -Monthly, quarterly and yearly statutory filings with RBI and NHB basis our AUM and book size of portfolio. -Credit Bureau reporting of our customers as per RBI guidelines. -Ad hoc reporting requirements of the management. -Liaisoning with internal teams of Securitization, Risk and Compliance.

• Reviewing of books of accounts for all branches & HO in India, including stock, P/L & B/S review. Handling a team of around 10 people. Monthly financials preparation as per IND AS. • Preparing daily, weekly, and monthly MIS reporting such as Sales & Purchase (volume & amount) including inter-branch purchases, gross margin, Cash flow statement, AR Ageing, financial statements analysis including budget v/s actual variance. • Month-end closing activities, inter-branch/company reconciliation & other closing • Ensuring timely statutory reporting and payments, such as TDS, TCS & GST. • Handling and closing internal & statutory audit within timelines • Working capital management including rigorous follow-up for overdue AR, to ensure enough liquid funds availability. Cash management and banking. • Providing on-job training to branch level finance managers and their subordinates • Process improvements and creating SOPs to streamline the overall finance processes.

• Review and booking Revenue/Capital expenditure in the system to process for Domestic/ Forex payments of a company with an annual expense of around INR 300 Crores. Kind of expenses include Administrative, employee benefits, IT cost, CSR, HR related cost, legal charges, travelling expenses, finance cost & taxes. Capex includes IT licenses, equipment & F/F. Handled a team of 2 people. • Payments to domestic and foreign Directors for sitting fees of various board meetings held during the year. Also, shareholder’s dividend paid. • Handling vendor meetings to discuss and improvise on the AP process. Also dealing with auditors for various audit requirements in internal audit, statutory audit & SOX audit. • Ensuring correct GST charged (both normal & under Reverse charge), correct TDS deductions at the time of payout to vendors, timely TDS payments, Returns and issuances of TDS certificate. Engaging in TDS & GST recons as per 2A. Led to GST credit savings of about 1.5 Cr. • Preparing timely bank reconciliations (BRS). Provisioning of expenses on month-to-month basis. • Ensuring timely payments of statutory dues such as TDS, GST, PF, PT & Gratuity. • Preparing monthly MIS along with monthly closing activities including Vendor Ageing, Quarterly vendor confirmations, fixed asset schedule preparation, asset retirement & MSME compliance. Working closely with FP&A team to resolve and forecast cost variances weekly. • Intercompany Recons including charge back of expenses. Monthly salary payouts.

• Taxation: Corporate Taxation. Income Tax litigations. Basic knowledge & Transfer Pricing training. GST implementation • Accounts Receivable: Debtor Account Maintenance ensuring correct Cash Allocation. Debtor Ageing Analysis. Credit Analysis of Clients and assigning credit limits. Customer Reconciliations. Client visits along with the credit control team. Month-end activities and closing • Accounts Payable: Vendor Account Maintenance and Processing payments to vendors. Vendor Ageing Analysis & Reconciliation of vendor balances. Custom Duty payments on behalf of clients. Month-end activities/closing • General Ledger: Passing journal vouchers. Recording & Processing payments for expenses incurred by our employees during Domestic & International visits. Recording of Fixed Assets. Intercompany Forex Recons.

• Accounting: Books of Accounts maintenance. Accounting Standards and other compliances • Taxation: Income tax return of Individuals, Firms, Company. TDS returns of Banks & others. Income Tax litigation with CIT & ITAT. Service tax (Registration & Returns) • Audit: Statutory audit of Banks (PNB & Karnataka Bank) and PSUs (UREDA). Tax audits. Stock Audit (Heinz & Pfizer) • Company compliance work at MCA (Incorporation & Annual Filings

-Accounting -Auditing -Taxation -Business Laws