
paul dixon
head of compliance and risk
About
Dedicated financial compliance and risk professional with multi-regulation experience in both prime and subprime sectors including regulated consumer credit activities, retail banking and insurance brokerage (including life) and Money Service Business (money transfer, foreign exchange and cheque cashing). Holding CF11 (MLRO) experience and HMRC approval as nominated officer with an AIM listed company, and having established and led the compliance, risk, due diligence, governance and oversight functions of one of the UK’s fastest growing, privately owned financial service groups, I am imminently completing my ICA Diploma in Governance, Risk and Compliance with International Compliance Training.
united kingdom
london
financial services
aml, ofac, complaints, fsa, complaint investigations, compliance, insurance, employment law, negotiation, change management, due diligence, management, financial risk, governance, risk management, training, financial services, policy, prudential regulation, operational risk management, conduct risk, business strategy, training delivery, project planning, financial regulation, budgets, call centers, performance management, business process improvement, stakeholder management, enterprise risk management, process improvement, coaching, team management, financial promotions, horizon scanning, sales processes and scripts, retail banking, anti money laundering
Experience

compliance manager and mlro
h&t pawnbrokers

group compliance manager
i-sm@rt ltd

career break
post graduate certificate in management
Following redundancy in June 2011 and wishing to formalise my existing knowledge of management and managership, I decided to take a few months off from job hunting to pursue a Post Graduate Diploma in Management at the University of Northampton. Equivalent to the first year of a Masters in Business Administration and condensed into a maximum period of 6 months rather than a full academic year, the course involved 7 separate modules. Requiring individual research and writing a paper in respect of 6 of them, my studies concluded in my obtaining a B+ average over the course as a whole.

business improvement manager
northampton borough council
Planned, monitored, controlled and delivered compliance, performance and service delivery improvement projects; increasing profitability through existing and new income streams. Reported to the Director of Housing. Managed and led the completion of all actions against a highly publicised Service Improvement Plan in respect of the promotion, improvement and employment of over 12,500 dwellings, valued over £80m. Delivered equality compliance framework in response to tough new legislation, with no formal budget and 3 weeks ahead of schedule, averting substantial risk of financial and reputational damage if delayed. Compiled, analysed, monitored and challenged benchmarking MI against local, regional and national peers, ensuring improved service delivery against increased competitiveness and compliance.

legal assistant
northampton borough council
Independent fee-earner tasked with contentious and non-contentious duties including the tendering and drafting of commercial contracts and limiting liability in litigation cases. Reported to the Borough Solicitor. Led a team of 7, including some more senior than myself, in obtaining accreditation to Law Society’s LEXCEL standard, an achievement only mirrored by 8% of local authorities’ in-house legal departments. Wrote department’s practice manual and associated supporting material in respect of file, operational and management procedures and processes, averting unnecessary risk and improving productivity. Drafted almost every conceivable legal document, including constitutions, contracts, licences and deeds.

litigator
franklins solicitors llp
Full-time litigator and negotiator in a private practice solicitors’ firm, the department producing in excess of £1.5m profit this financial year; a company record. Reporting to Head of Litigation. Single-handedly set-up new revenue stream of existing business, exceeded £30,000 net profit year one.

legal administrator
mhs homes
Ran internal legal department as its sole fee-earner, protecting commercial interests valued at over £30m while managing one full-time member of support staff. Reported to Company Secretary / Director. Represented the business in over 600 County Court hearings for rent arrears and repossessions claims.

manager: horizon scanning and reporting, lloyds banking group
lloyds banking group
Supported the effective identification, assessment and embedding of regulatory change and horizon risk processes at an institutional and policy level. Reported to Senior Manager, Horizon Scanning and Reporting. Drafted and updated team’s principle documentation, including its scoping document, process and procedures, and revised and updated its terms of reference for Risk Director and Board’s approval. Conducted daily scanning of all key UK, European and global regulators, standard-setters and trade and political bodies, ensuring thorough, organisation-wide regulatory horizon scanning and risk monitoring. Produced both “flash” and daily update emails, and summary reports on key regulatory developments, for the Conduct, Prudential, Financial Crime, Data Protection and Assurance Risk teams, Directors and Board. Supported the preparation of monthly Risk Reporting through the collection and consolidation of risk MI data, compiled by each Risk team, for presentation to the Board for their consideration and approval.

head of compliance and risk
dentists provident
Education
university of northampton
business administration
the knowledge academy
institute of legal executives (ilex) tutorial college
law
inns of court school of law
law
university of northampton
law
Activities and Societies: Editor, University's Law Society Newsletter
canterbury college, canterbury, kent
business
paul dixon's Contact Information
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