Patrick J. Filamor, MBA
Head of Capital & Partnerships @ PayMongo
About
Fintech and payments leader with 10+ years in digital lending, e-wallets, and e-commerce. I build scalable payments systems, negotiate better economics, and lead cross-functional teams that ship. As Head of Payments at Skyro, drove direct API integrations with e-wallets and OTC networks. Improved uptime and reduced third-party reliance. Delivered seven-figure annual savings through MDR renegotiation and channel mix optimization. Launched QRPH for lower-cost repayments. I care about aligned decision-making, customer-first execution, and clear ownership. That alignment matters for team performance and for sustainable economics. Now exploring leadership roles in payments, product, and fintech operations. Focus on Philippines and Southeast Asia. I bring hands-on depth across issuer and merchant flows, collections and disbursements, and real-time rails. Core strengths: • Payments strategy and P&L ownership • Cost optimization, unit economics, and pricing • Direct API integrations with e-wallets and banks • Risk and incident management with SLAs and dashboards • Partner negotiations, gateways, and merchant acquiring • Cross-functional leadership across Product, Finance, Collections, and Legal Domains and rails: • QRPH P2M and P2P • InstaPay and PESONet • E-wallet acceptance and funding • OTC cash in and cash out • Disbursements and BillsPay What I value: Clear goals. Fast feedback loops. Measurable results. Builder culture. Compliance and reliability by design. Customer experience as the tie-breaker.
Philippines
Metro Manila
Financial Services
Marketing, Brand Management, Market Planning, Marketing Management, Market Research, Marketing Strategy, Digital Marketing, Social Media Marketing, Account Management, Strategic Planning, Event Management, Marketing Communications, Product Development, Project Planning, Start-ups, Direct Marketing, Business Development, Project Management, Customer Relationship Management (CRM), Advertising
Experience

Head of Payments
Bonifacio Global City, NCR, Philippines
❖ Acted as change agent - Skyro was scaling fast but payment and disbursement costs were above market. The stack relied on one gateway with frequent incidents. Individual channels had no redundancy. Customer communications during incidents did not exist. Within a year: ❖ Cut GCash MDR from 1.85% to 1.1%, delivering >$1M annual savings. ❖ Launched QRPH with a ₱10 flat fee, reducing transaction costs 30–40% year on year. ❖ Reduced single-point dependency by implementing direct integrations with PalawanPay, ECPay, and QRPH to improve uptime resilience. ❖ Instituted channel-level redundancy and failover playbooks with clear SLAs and on-call escalation across PG and partner teams. ❖ Directed the Payments PG team and aligned Collections, Finance, Legal, and Product to deliver the payments roadmap. Focus areas: ❖ Cost optimization, direct integrations, incident management, and customer experience at scale.

AVP, Head of Product Operations
BGC, Philippines
❖ Led the GCash Commercial Product Operations team, driving product reviews, functionality upgrades, and fast issue resolution with Product teams. Oversaw post-sales support, enforced quality standards, and introduced strategic improvements that enhanced overall product performance and user experience.

AVP, Head of Payments
BGC, Philippines
❖ Directed the GCash Payments team across core services, including Buy Load, Pay Bills, Scan to Pay, and Webpay. Managed strategy, revenue goals, and growth targets, consistently surpassing stretch objectives by 20–30% and contributing materially to company financial performance.

Head of SeaMoney Credit
Metro Manila
❖ Led ShopeePay’s Payments Partnerships team, expanding cash-in/cash-out channels to enhance financial accessibility. Established and managed the Online Payments team, increasing ShopeePay acceptance across external platforms. Oversaw project management, business development, and team leadership to deliver key initiatives and partnerships.

Head of ShopeePay Payments Partnerships
❖ Headed SeaMoney Credit, managing a 200+ person team and launching e-commerce loans in the Philippines in Dec 2020. Surpassed targets, significantly increased GMV, and drove strategic initiatives that reinforced market position and accelerated regional growth.

Head of Business Development
NCR - National Capital Region, Philippines
❖ Managed a 10-person sales team overseeing the full sales cycle from lead generation to contract negotiations. During COVID-19, led a Corporate Sales team that preserved hundreds of jobs and achieved net positive revenue growth compared to pre-pandemic levels. Personally generated ₱7.1M in sales within three months of lockdown, highlighting adaptability and leadership in crisis.

Head of Business Development & Partnerships (Payments)
Taguig, Philippines
❖ Launched the first consumer loans marketplace offering before the 9.9 mega campaign, for Lazada consumers that will serve to increase the number of potential buyers on our platform, increase overall basket size, decrease the costs of COD and improve Lazada Wallet order share; Grew total contribution by 450% ❖ Spearheaded the rapid growth in corporate partnerships with a pipeline of over 30 different clients including loan providers, rewards programs and various corporate organizations; Grew total active partners by 300%

Senior Manager, Collection Point Operations
Metro Manila
❖ Launched the first customer collection pickup service in the Philippines in partnership with SM Store responsible for end-to-end conceptualization, strategic planning, negotiation, operations process flow mapping, implementation and optimization ❖ Single-handedly closed partnerships with SM Store, M Lhuillier, Alfamart & GrowSari to prepare for massive ramp up

Senior Manager, Reverse Operations
Metro Manila
❖ Launched the first direct return to merchant (DRTM) customer returns service in the Philippines in partnership with LBC responsible for end-to-end conceptualization, operations process flow mapping, implementation and optimization, which contributed to a faster, more cost-efficient process with a better UX for buyers and sellers ❖ Managed and optimized the customer returns drop off service in partnership with LBC & 7-11 to drive down cost, prevent losses, streamline and improve the process, and resolve issues arising from day-to-day operations

Marketing Manager (Philippines)
Gawin Philippines
Philippines
❖ Achieved highest offline job request volume in May 2018 hitting 90% of the revenue target with only 86% spend utilization ❖ Spearheaded offline roadshow activations which resulted in a 56% growth in job request volume in Q2 2018 ❖ Management and allocation of marketing investment to all channels including digital ❖ Optimized all lead generation campaigns to improve CAC and drive higher ROI

Community Operations Manager - APAC
Taguig
❖ Managed a 40 person support team responsible for resolving the most business critical support concerns (IRT) for the Australia & New Zealand market ❖ Designed a comprehensive marketing recruitment campaign to achieve aggressive growth targets for the Manila Center of Excellence (COE) ❖ Project management, workforce management, data/metric analysis, staffing/holiday planning, training initiatives, team building/culture building, new team launches & new modality launches

Marketing Manager
Puregold Lawson Company, Inc. (Lawson Convenience Stores)
Patrick J. Filamor, MBA's Contact Information
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