Pat Hourigan

I lead strategy, vision, and operating execution at Pearl Digital, a digital financial infrastructure company delivering institutional-grade treasury and digital dollar systems intended to support programmable and autonomous economic activity.

Global wealth and its millions of investors are systematically excluded from the massive wealth generation in the private markets. At present, private funds economically function at minimum commitments which creates a high barrier to entry and excludes Investors. The private markets lack a venue to attract capital and offer innovative structures to Investors on a global basis, preventing Managers from raising capital across international boundaries in a compliant, cost-efficient manner. At Frictionless, we provide access for Investors to invest seamlessly in the private markets, whilst providing Fund Managers with a fully digital end-to-end infrastructure built on blockchain technology, where all investors can grow their wealth and funds can raise capital using innovative, and regulatory-compliant tokenized securities. "The growth of this market is dependent on the democratization of the asset class. At Frictionless, it is our conviction that tokenization represents the best form factor to reach new pools of liquidity in the global wealth market."

Reev Money is a digital lending technology, which provides affordability analysis for your borrowings regardless of whom you bank with.