Partha Sarathy

• Obtained PPI License from RBI and completed NPCI certifications, enabling readiness for B2B and B2C operations via ToPAY Mobile App. • Led vision to build integrated digital payments ecosystem with Wallets, RuPay Reloadable & Gift Cards, UPI, and IMPS services. • Built API-driven B2B ecosystem, onboarding corporate and institutional partners for prepaid and wallet-based solutions. • Oversaw compliance and audit functions to ensure adherence to RBI Master Directions and NPCI guidelines. • Forged partnerships with major banks for ESCROW support and coordinated with vendors for card issuance integration. • Designed dual business models to enhance market reach, revenue growth, and scalability. • Implemented risk and KYC operations, managing internal audits and customer grievance mechanisms for compliance. • Executed audits for bank ESCROW setups, ensuring alignment with regulatory frameworks.

• Transformed prepaid business verticals, enhancing DMT operations via PPI and BC models to drive sales growth. • Managed IRCTC and travel operator accounts, ensuring seamless partnership operations for Hermes I Tickets Private Limited. • Led KYC, Risk, and Compliance teams, streamlining audits while mitigating operational and regulatory risks. • Developed strategic partnerships and merchant integrations for prepaid programs, increasing revenue and market reach. • Directed Operations Team to maintain 24x7 service uptime while delivering outstanding customer support.