Othmane BOUHAYA

• Analysis of the development strategy, origination, and portfolio of Infrastructure & Energy Finance o KPI review (sales lead, meeting feedback, fees), credit file analysis (structuring, financing, leveraged finance), margin analysis (internal transfer rates, COF, pricing) • Review of credit risk in Trade Finance activities, including financing o Analysis of financing files (documentary credits, SLBC, guarantees, ECA), portfolio review (exposure, EAD and RWA, rating), creation of a screening tool (13.5 billion lines analyzed) • Development strategy analysis, origination, and portfolio review for Aviation Finance o KPI review, credit file analysis, review of RFPs and pitch books • Compliance verification within the Strategic Equity Capital Management Business Line o Analysis of financing files (margin loans), compliance review (physical, Sapin II, insiders) • Examination of accounting systems related to invoicing and taxation, regulatory reporting (COREP) o Manually created the RWA calculation engine to ensure portfolio compliance

• Review of a financial institution in an ACPR audit (internal audit, permanent control) • Project management responsible for producing data files to be submitted to the regulator o Identification and correction of an unidentified gap of tens of millions of euros • Audit and rewriting of a remuneration policy • Analysis of the credit framework of an investment bank

• Assessment of Corporate Credit process • Review of fraud prevention setup at CACIB • Development of fraud detection tools and methodology • Design and creation of automation tools • Evaluation of RPA (Robotic Process Automation) code • Mifid II assignment