Omar Haq

I launched Mushin Consulting Group (MCG) to deliver disciplined, actuarial-based advisory services to healthcare organizations navigating risk, growth, and operational complexity. As Founder and Managing Principal of Mushin Consulting Group, I help health plans, providers, specialty population health vendors and investors navigate risk, strengthen performance, and build sustainable growth. We bring together actuarial precision, strategic foresight, and operational execution to help clients thrive in an industry defined by constant change. At MCG, I oversee engagements across actuarial analytics, specialty vendor evaluation, value-based care strategy, provider risk readiness, enterprise risk frameworks, financial performance improvement, and technology assessment. My work combines 30+ years of industry experience with a hands-on advisory approach, ensuring leaders understand their true financial and operational position, make informed decisions, and execute with confidence. Key Contributions & Impact -- Lead actuarial and financial analyses for organizations ranging from emerging specialty vendors to national plans, informing strategies that improved margin performance, risk exposure visibility, and cost-of-care outcomes. -- Deliver specialty population assessments—including ROI measurement, cohort analytics, and attribution evaluation—strengthening clients’ ability to enter or negotiate risk-based contracts. -- Guide provider groups and population health organizations through risk-readiness evaluations and pricing strategies, enhancing contract position and clarifying capital requirements. -- Direct technology and data governance assessments for regional health entities, identifying opportunities to streamline platforms, reduce spend, and improve reporting capabilities.

Promoted to establish the Business Insights and Analytics division, growing it 700% in four years, across actuarial and data science. I led the transformation of how the company measured and managed performance across a $20B enterprise — integrating analytics into decision-making at every level. -- Delivered over $1B in cost-management savings and record profit margins through enterprise-wide metrics and accountability. -- Built a standardized analytics platform and governance structure adopted by multiple health plans nationwide.

Led enterprise forecasting, budgeting, and valuation across multiple Medicaid and Medicare plans. Partnered with CFOs and state actuaries to strengthen financial transparency and ensure revenue adequacy in an evolving policy environment. -- Negotiated rate adjustments that redirected hundreds of millions in revenue to company plans with no increase to state budgets. -- Designed new forecasting and financial close processes that doubled operating margins and improved C-suite visibility.

Recruited to lead actuarial and financial functions for multiple health plans. Focused on integrating analytics, state advocacy, and performance management to improve financial predictability and member outcomes. -- Identified root causes of MLR deterioration and implemented programs that reversed losses and improved care management. -- Generated more than $30M in top-line revenue across three plans through improved rate adequacy and contract alignment.

Established an offshore healthcare consulting practice, integrating actuarial, clinical, and analytical expertise to serve U.S. Medicare and international markets. Built high-performing teams and guided clients through strategic pricing, valuation, and policy design. -- Achieved 70+% profit margin in the first year, increasing to 80+% in the second through operational optimization and pricing innovation. -- Led multiple Medicare Advantage and Prescription Drug Plan submissions and expanded cross-border consulting capabilities.

Collaborated with public and private sector leaders to design local health insurance programs and strengthen hospital and payer performance across process, people, and technology. -- Established a local health plan and doubled membership in two years while improving profitability and closing new reinsurance contracts.

Over more than a decade in progressive actuarial and consulting roles across Deloitte, Milliman, Towers Perrin, and Ernst & Young, I led engagements spanning pricing strategy, reimbursement and rate filings, risk modeling, and performance improvement for regional and national health plans. Promoted multiple times for excellence in analytics and client delivery, I was eventually selected to build and lead Deloitte’s East Coast actuarial and healthcare consulting practice—driving multimillion-dollar revenue growth and advising C-suite leaders on complex regulatory, actuarial, and margin-improvement initiatives.

-- Graduated with Honors -- Self funded half of his tuition; graduated with a 3.6 GPA. -- First-generation immigrant student whose academic path laid the foundation for a lifelong passion for understanding risk, resilience, and systems of care.