Nowshin M.

• Strategic Market Expansion: Spearheaded a 7-month on-site relocation assignment to Salt Lake City to launch the firm’s regional headquarters and transition operations into diversified commercial credit products. • Operational Infrastructure: Partnered directly with the COO to engineer the foundational office setup, overseeing the physical relocation and implementing all internal credit workflows. • Human Capital Management: Orchestrated the full-cycle recruitment and hiring process for the regional team, providing technical training for a cohort of 6 new employees. • Credit Underwriting & Analysis: Evaluates complex risk profiles for commercial loan portfolios by auditing bank statements, Experian credit reports, and multi-lender data. • Deal Structuring: Facilitates high-stakes coordination between external brokers and internal pricing departments to optimize funding efficiency and deal terms. • Risk Mitigation: Executes comprehensive financial reviews with high detail-orientation to ensure strict adherence to corporate credit policies and asset quality standards. • Performance Oversight: Directed daily regional operations during the launch phase, providing executive management with data-driven evaluations of staff productivity and departmental scaling.

• Portfolio Optimization: Managed a high-volume portfolio of active business accounts, identifying risk trends and implementing proactive capital protection strategies. • Fintech Innovation: Developed a proprietary automated financial review tool that increased processing efficiency by 58% and eliminated manual data entry errors. • Process Engineering: Systematized client correspondence and document preparation through automation, significantly reducing departmental turnaround times. • Cross-Functional Integration: Collaborated with executive leadership to integrate scalable operational tools into the corporate CRM to enhance reporting and visibility. • Dispute Resolution: Negotiated complex debt settlements and resolved account disputes with external legal counsel while maintaining key professional relationships.

•Provided administrative support by managing document filing, making copies, and organizing office materials to ensure smooth office operations. • Served as the first point of contact, handling phone reception and managing scheduling for staff meetings and appointments. •Coordinated meeting logistics, including room setup, preparation of meeting materials, and tracking attendance. •Enhanced communication flow within the office by maintaining professional phone etiquette and effectively responding to inquiries from students and faculty.

• Designed and implemented comprehensive financial literacy programs, teaching budgeting, saving, and investing concepts tailored to various audiences. • Organized workshops and seminars focused on financial decision-making, guiding participants through real-life applications of financial principles. • Assisted with administrative tasks such as scheduling, tracking participation, and preparing financial literacy materials.

• Managed administrative tasks including scheduling appointments, responding to client inquiries, and maintaining office records, leading to improved office efficiency by 20%. • Developed social media marketing strategies, increasing event engagement by 25% through targeted online campaigns. • Assisted in the preparation of reports and presentations for colleagues, ensuring accuracy and timely delivery.

• Conducted in-depth market research and competitor analysis to enhance digital marketing strategies, increasing client engagement by 15%. • Analyzed data from multiple sources to optimize marketing efforts, improving client application rates by 20%. • Managed the company’s client database, ensuring data accuracy and streamlining the research process.

• Took care of children from ages 5-8 years old. • Instructed the children in using manners, hygiene, and behaving. • Educated the children about many cultures, languages, and music. • Collaborated with co-workers on new project ideas for the children.

• Independent and task-oriented assistant to supervisors following their day-to-day schedule. • Typed and organized meeting notes. • Created eye-catching posters and flyers for students.

Minor: Fintech