Nishant Ketu

Experienced Credit Risk Manager with a background in financial institution, supporting to optimizing credit risk strategies and helps in managing comprehensive risk management practices. Proven track record in regulatory and group priority reporting, portfolio monitoring (monitoring the wrb portfolios to identify emerging risks and trends), governance and policy maintenance to align with stringent risk appetite requirements. adept at managing IFRS 9 standards and outcome (expected credit loss provisioning) and enhancing credit risk management frameworks. Expertise in Forecasting potential credit losses under various economic scenarios and incorporating these estimates into budgeting and strategic planning processes. Skilled in operational risk management, cost P&L management and forecasting, and audit compliance. Proficient in credit bureau process and reporting, leveraging data science for better decisions. Known for effective stakeholder management and leadership in fostering team excellence. Committed to optimizing outsourcing processes for operational efficiency and organizational growth.