Nipun Kumar Jain

Deputy Vice President - FI Origination @ Northern Arc Capital

About

Banking professional with 10 years workex, with focus on debt capital markets, private credit, fintech digital lending, corporate tie-ups and fintech tie-ups, embedded financial services, product conceptualization and developments, digital journeys, financial analysis, developing underwriting models for both corporate and retail assets, sectoral analysis. The products developed and managed include vendor / channel finance, PO funding, factoring, reverse factoring, Direct Assignment, PTC, NCD, CP, LAP, unsecured business loans, loan against card receivables, personal loans, working capital finance, cross-selling, among others. BFSI Work ex: * 4+ years as RM * 1+ yr in Risk & Policy * 2.5 yrs in Product / Sales * Two internships in credit risk and credit limit risk Other workex: * 3+ years as a consultant in the infrastructure sector and some teaching experience Loves playing Chess; avid reader with focus on business biographies, research based non-fictions; stock market enthusiast.

Country

India

City

Gurugram

Industry

Banking

Skill

Factoring, Reverse Factoring, Vendor Finance, Supply Chain Finance, Credit Limit Setup, Working Capital Cycle Analysis, Fintech Digital Lending, Fintech Alliances, Product Management, Financial Analysis, Unsecured Business Loans, LOS Management, Credit Risk Management, Digital Lending, Business Relationship Management, Portfolio Risk, Loan Portfolio Analysis, Project Management, Product Strategy, Product Design

Experience

Deputy Vice President - FI Origination

Northern Arc Capital

2025-3 - Present · 1 yr 7 mos

Gurugram, Haryana, India

Deputy Vice President - FI Origination

Northern Arc Capital

2024-9 - 2025-2 · 6 mos

Mumbai, Maharashtra, India

Lending to NBFCs / FIs / Fintechs; Managing debt profile of NBFC clients via mix of products like TL, NCD, CP, PTC, DA, among others.

Assistant Vice President - Fintech Alliances & Supply Chain Finance (Corporate tie-ups)

Tata Capital

2021-12 - 2024-9 · 2 yrs 10 mos

Mumbai, Maharashtra, India

NBFC & Fintech & Corporates Onboarding: 1. Managing liability of NBFC clients through direct lending 2. Managing asset of NBFC clients through BC and Co-lending arrangements 3. Lending to corporates - WCDL, LAP, Supply Chain Finance

Assistant Vice President, Portfolio Risk and Policy, Corporate Banking

RBL Bank

2020-10 - 2021-11 · 1 yr 2 mos

Mumbai, Maharashtra, India

Senior Product Manager, Business Loans & Fintech Alliances Retail Lending

RBL Bank

2018-6 - 2020-10 · 2 yrs 5 mos

Mumbai Area, India

Product Manager for Unsecured Business Loans, LAP, MSME lending, Fintech Digital Lending / Strategic (Fintech) Partnerships Achievement:  Won CEO’s Incredibles Achievers Award (Gold Medal) 2019 as part of Fintech Digital Lending Team

Assistant Section Officer

Ministry of Environment, Forests & Climate Change, Government of India

2016-1 - 2016-5 · 5 mos

Delhi, India

This brief stint of handling administrative work in a central ministry, helped me get insights into how central governments in the country work.

Quant, LR, DI Faculty

T.I.M.E (Triumphant Institute of Management Education)

2015-5 - 2015-10 · 6 mos

1. Mentored for QA, LR, DI for competitive examinations like CAT, SSC-CGLE, Bank PO, etc. 2. Conducted walk-in-interviews for faculty positions

Consultant (Infrastructure)

ASC Infratech Pvt. Ltd.

2011-7 - 2013-9 · 2 yrs 3 mos

Job role: Consultant in Infrastructure sector (road projects worth more than 100 crores INR) Profile: Design of bridges (box culverts/VUPs/PUPs), project management, client handling, analyzing the demands of clients and providing economically most feasible solutions, proof checking of designs, quantity estimation bidding tender, BOQ calculations, report writing