nikhil satam

* Spent two months of T.Y. B.Com vacation as an assistant concurrent auditor and gained experience in bank audit. * The job profile included: * Checking of Voucher, loan documents, account opening forms, * Reconciliation of sundry debtors, creditors, Profit & Loss A/c. * Preparation of monthly Audit reports of Branch.

* Apprenticeship * Worked as an apprentice along with F.Y. B.Com in 2002. have assisted in most of the banking operations in the branch. Learnt the basics of retail banking from this bank. My work was appreciated by giving me more responsibilities over a period of more than 6 months * The job profile included: * Handling of clearing (inward & outward) desk. * Opening of new saving a/c, current a/c, fixed deposit's a/c. * Balancing of A/c of pay order, Sundry debtors & creditors. * Solving customer queries * Processing of cash withdrawal, cheque transactions or pay orders, Demand drafts and various other instructions.

* The Job Profile includes: * Handling cash transaction as teller authoriser of the branch i.e. cash withdrawal, cash deposits , funds transfer , High Value clearing transactions RTGS, NEFT .. * Handling all outward & inward clearing work for branch, Inward & outward remittance instructions of customers * ATM fortnightly verification * Solving Customer Queries at the branch * Ensuring audit level branch operations and processes at all times * Maintaining and enhancing customer relations * Cross selling of the bank products * ATM fortnightly verification & other fortnightly reporting's * Handling maintenance of branch look & feel & co-ordinnation with Administration Department * Working as backup to Personal Banker Authoriser which includes Locker operations, Suspense A/c monitering , Handling deliverables like Debit Card , Chq book

* Axis Bank March , (2011 – Till date ) * Senior Manager Branch Operations * Joined as Senior Manager Branch Operations Manager at LBS marg Mulund Branch currently working as Senior Manager Branch Operations at Thane main branch * Verification of Vouchers & Transactions * Custodian & record keeping of Security Stationery such as (Chq Books, PO, DD etc) * Custodian of Cash Vault & handling daily cash transaction voucher verification & remittance to Currency Chest * Handling Customer Queries & request at the branch * Monitoring & Supervising of Team of FDO’s & ensuring achievement of Cross selling target of Bank products by them * Ensuring Audit & Compliance @ the Branch * Monitoring admin related works @ branch * Checking of New Accounts Opening Forms & ensuring KYC Compliance * Monthly MIS & Checking of Office A/c