Nelover Al Tamimi

Lead and execute the Group-wide treasury strategy aligned with long-term corporate objectives. Oversee liquidity management, cash flow planning, and capital structure optimization to ensure financial stability and scalability. Manage financial risk exposure, including foreign exchange, interest rate, and funding risks. Optimize cost of funding while maximizing returns on surplus liquidity and strategic investments. Act as the principal executive interface with local and international banks and financial institutions. Structure and negotiate credit facilities, project financing, and tailored funding solutions. Strengthen long-term strategic banking partnerships to enhance the Group’s financial capacity. Support large-scale infrastructure and development projects through structured financing strategies. Enhance financial governance, compliance frameworks, and internal controls across the Group. Advise executive leadership on capital allocation, investment decisions, and funding strategies. Ensure treasury policies align with regulatory requirements and international best practices

Leading the Group Treasury function across Alsharif Group Holding’s diversified operations, overseeing liquidity management, banking relationships, funding strategies, and financial risk management. Responsible for optimizing cash flow, structuring financing solutions, managing credit facilities, and strengthening partnerships with local and international banks to support sustainable growth across construction, hospitality, and investment sectors.

Banking Management 1. Cash flow management 2. Managing investment Portfolio 500> MLN monthly 3. Ensuring banks documents are up to date for smooth process 4. POS machines for salesperson to reduce cash risk 5. Best FX, Interest rates • Investor Relations 1. Active response on Queries & Organize Quarterly Calls with EFG & HSBC 2. EPS presentations on Quarterly & Annual basis 3. Organizing Investor Meetings, Represent SADAFCO in investor events, Preparing Investor Presentations 4. Annual Report preparation in accordance Capital Market Authority • ESG- Sustainability Development 1. Development & embedding across value chain 2. Sustainability Annual Report 3. Roadmap & KPI development 4. ESG Budget & Project Tracking • Insurance Risk Management 1. Ensuring adequate & cost-effective Insurances 2. Renewal of General, Life & Medical Insurance 3. Working effectively with Treasury manager to ensure team management 4. effective communications and business support across all the cross functions

• Banking Management 1. Cash flow management 2. Managing investment Portfolio worth 500 MLN on a monthly basis. 3. Ensuring banks documents are up to date for smooth process 4. Introducing POS machines for salesman to reduce cash risk 5. Best FX, Interest rates • Investor Relations 1. Active response on Queries & Organize Quarterly Calls with EFG & HSBC 2. EPS presentations on Quarterly & Annual basis 3. Organizing Investor Meetings, Represent SADAFCO in investor events, Preparing Investor Presentations 4. ESG – Development & embedding across value chain 5. Annual Report preparation in accordance Capital Market Authority • Insurance Risk Management 1. Ensuring adequate & cost-effective Insurances 2. Renewal of General, Life & Medical Insurance 3. Working effectively with Treasury manager to ensure team management 4. effective communications and business support across all the cross functions

1. Assist in monthly closing, quarterly and annual statutory audits, Murabaha investments 2. Managing Depot Accountants and cashiers in Saudi Arabia, Kuwait, Bahrain, and Jordan 3. Verify, allocate, post all types of Journal Entries in QAD system 4. Reconcile receivable / Sales and Inventory Modules 5. Maintains detailed WIP account for assets & projects 6. Verify bank reconciliations 7. Manage internal and external audits to ensure compliance 8. Develop and document business processes and accounting policies to maintain and strengthen internal controls

Assist in maintaining general ledger and preparing month-end closing procedures, ensuring accuracy and effectiveness in all of our accounting tasks, review journal entries, reconciling account balances and bank statements. Assist in coordinating quarterly and annual statutory audits. o Verify, allocate, post all types of Journal Entries in QAD system. o Participate in the preparation of the annual report to be submitted to the Board of Directors in accordance with the requirements of the Capital Market Authority (CMA) o Reconcile Accounts payable / receivable / Sales and Inventory Modules. o Assist in managing Depot Accountants and cashiers in Saudi Arabia, Kuwait, Bahrain and Jordan. o Manage internal and external audits to ensure compliance. o Ensure compliance with all regulatory guidelines while booking transactions. o Support month-end and year-end close process. o Assist in coordinating quarterly and annual statutory audits. o Develop and document business processes and accounting policies to maintain and strengthen internal controls. o Spot errors and suggest ways to improve efficiency and spending. o Review and recommend modifications to accounting systems and procedures. o Assist with GL Manager/ Group accounting manager to improve financial procedures. o To be up to date on IFRS/SOCPA accounting standards. o Perform any other job/responsibility assigned by the manager. o Ensure effective people management in line with SADAFCO’s HR policies, in order to enable

Continue with all previous tasks mentioned below in addition: o Raise the Tax return to the Tax Authority at the specified time o Responsible for creating agreement regarding the services provided by the company and other company’s o Responsible for determining the discount rate for the customers of the company o Maintain a documented system of accounting policies and procedures. o Manage outsourced functions o Oversee the operations of the accounting department, including the design of an organizational structure adequate for achieving the department's goals and objectives o Oversee the accounting operations of subsidiary corporations, especially their control systems, transaction-processing operations, and policies and procedures. o Ensure that accounts payable are paid in a timely manner o Ensure that periodic bank reconciliations are completed o Maintain the chart of accounts o Maintain a system of controls over accounting transactions o Issue timely and complete financial statements o Coordinate the provision of information to external auditors for the annual audit o Provide for a system of management cost reports o Maintain the chart of accounts

GDC a subsidiary company of ministry of finance in KSA, I worked on Auditing and controlling all payments related to the aircraft industry before being approved by the ministry of Finance.

o To perform within the scope of the established policies & procedures. Per-audit & post audit of Hospital payments. Work in accordance with the accepted accounting & auditing professional standers & Hospital policies. o Verifies disbursements, Payroll, Supplies & Operations, Maintenance & Operations Contract, Construction Projects, to ensure the following: o Mathematic-al accuracy, Completeness of supporting documents, Legality & compliance with Hospital established policies & procedures & government rules & regulations, where applicable, Correctness of accounts charged in accordance with the Chart of Accounts.

o Processing accounting transactions of revenue and expenditures ensures accuracy and compliance with audit requirements. o Reviewing expenses and payroll entries, invoices and other accounting documents. o Auditing the accuracy of manual timesheets, overtime/ call-time requests, business leave, professional leave with the system. o Preparing financial data for input into the system and performing calculations including interest and depreciation. o Assisting in preparation of billings, cost reports studies and inventories o Auditing accounting and related system reports for accuracy. o Processing budget, revenue, expense, payroll and related adjustment entries. o Dealing with employees, explaining the procedural requirements and resolving related problems.