Narjis Al Lawati

- Manage, conduct and develop account relationship with the portfolio of accounts assigned. - Marketing and mobilization of new business. - Administer and monitor utilization of credit facilities in large corporate accounts and maintain the quality of risk assets. - Conduct financial analysis and credit assessment for my clientele portfolio. - Prepare detailed credit proposals for internal approval. - Structure and process credit facilities in coordination with credit, risk, and operations teams. - Monitor portfolio performance, including covenant tracking and facility utilization. - Support client relationship management and ongoing account maintenance. - Ensure adherence to internal risk policies and credit governance standards.

- Payment reconciliation - Handling payables and client payments - Reporting to Unit Head regarding bank statements - Preparing MS Excel spreadsheets on 1. Expenses 2. Sold car details including LOT, VIN, car type, amount paid and outstanding, client name, shipment status, etc.

- 2-week internship in the Customer Care Department. - Provided insights to the company using SAP software and managed the administration of 50 customer purchase orders. - Gained a strategic understanding of the Customer Care Team Objectives in the larger context of business. - Shadowed colleagues in meetings to understand customer care teams’ objectives.

- Worked in the wholesale banking department, mainly in the government banking sector and corporate banking sector where I gained a proper understanding of how the the department operated and dealt with clients. - Developed soft skills by communicating with team members and assisting clients with regards to account openings, issuing of bank statements, applying for loans and different banking transactions.