pradeep nagar

🎯Citigroup is a global bank with $2 trillion in worldwide assets.

* ��American Credit, a part of the diverse Johnson Group, is in emergent consumer lending * ❖ Tasked with setting up Best-In-Class Analytics Program for a growing firm, to cause substantive increase in sophistication of analytics and data process control. * ❖ Supervised team to build processes and tools to assist CFO in decision making * ❖ Handled portfolio and business strategy, and designed dashboards and models for ALM, tax valuations and ALLL/CECL * ❖ Currently directing creation of a bottom up Strategic Planning / Budget application that builds from vintage level, GAAP-based profitability by calendar periods and produces performance variances to pricing assumptions

��Santander Consumer, a PE firm, offered IPO in 2014. It has $40B in assets through auto lending and partnerships in fintech / retail cards. ❖ Set up analytics infrastructure to track mutual compliance of Private Label Financing contract with Chrysler and monitor financial performance of relationship that contributed to $300 million in yearly profits ❖ Successfully implemented an efficient budgeting process for $40 Billion in Asset base, with accountability to parent bank entity and other stakeholders. ❖ Led team to facilitate portfolio strategy, optimization and value maximization to arrive at ongoing business choices for a $800 million net income firm. ❖ Supervised adherence to disclosures, KPIs and reporting requirements post-IPO. Prepared C-Suite for earning calls and Investor Relations for Wall Street interactions. ❖ Handled projects related to decision-chain process controls, model risk management, set up of risk appetites, and compliance with regulator requirements.