Nagarajan Ramamoorthy

Led and mentored a 25-member finance team, driving high performance and collaboration. Provided strategic guidance on complex Ind-AS accounting, improving reporting accuracy and compliance. Oversaw finance operations and statutory audits for Subsidiaries, Associate, and Joint Venture. Finalized quarterly and annual financial statements, LODR disclosures, and board reports. Ensured RBI, taxation, and corporate governance compliance; managed First-Time Adoption of Ind-AS. Assessed credit risk and provisioning under Ind-AS ECL and RBI IRACP. Supervised audits, RBI inspections, and corporate due diligence. Reviewed MIS and performance reports, providing insights to COO, PRM, and Group CFO. Participated in budgeting, monitoring Budget vs. Actuals, improving financial planning. Led ICAAP, ECL modeling, valuations, DRHP preparation, and finance automation initiatives.

Managed daily accounting and finance operations across Banking, A/P, A/R, Payroll, and General Ledger. Led month-end financial closing, ensuring accuracy, completeness, and timely reporting. Supported Ind-AS implementation and compliance across Parent, Subsidiaries, and Associates. Coordinated statutory audits, limited reviews, ASM/GST audits, and corporate due diligence. Prepared quarterly financial statements, LODR disclosures, annual reports, and RBI filings. Assisted in loan portfolio provisioning under Ind-AS ECL and RBI IRACP. Developed and analyzed MIS reports for branches, products, and overall corporate performance. Supported treasury, tax, and payroll operations, including fund planning and statutory filings. Contributed to ECL modeling, ICAAP, valuations, DRHP preparation, and process automation initiatives.

Managed accounting and financial reporting for five international business units (HK, Nigeria, Ghana, Dubai, India). Oversaw Cash & Bank, General Ledger, Accounts Payable/Receivable, and Product Costing operations. Ensured timely preparation and submission of monthly financial statements and management reports. Delivered MIS analyses including EBIT, Opex, Capex, margins, forex, inventory, and flash reports. Enforced accounting policies, procedures, and internal controls across all business units. Managed IFRS statutory reporting and year-end consolidation for all legal entities. Led a 20-member finance team, delegating responsibilities and driving operational excellence. Acted as liaison with PwC auditors, resolving queries and ensuring smooth audit processes.

Led management reporting and prepared monthly performance dashboards for senior management. Coordinated group flash consolidation, ensuring timely submission within reporting deadlines. Managed budgeting, forecasting, target setting, and variance analysis across business lines. Prepared KPI reports and Balanced Scorecards for executive decision-making. Oversaw monthly P&L statements and supplementary reports per Group guidelines. Ensured compliance with Group policies, internal controls, and regulatory requirements. Managed MIS and EXCO packs for senior management in Mexico. Reviewed team outputs to maintain quality and operational efficiency. Analyzed Budget vs Actual performance, explaining key variances monthly. Developed and maintained SOPs and process maps for seamless operations. Identified opportunities for automation and process improvements across finance operations.

Ensured all financial transactions complied with legal, technical, and accounting standards. Managed month-end closing and prepared monthly finance reports for Board submission. Contributed to annual budgeting, forecasting, and variance analysis. Delivered financial and non-financial KPI reports to Executives and Board. Monitored inventory consumption and provided analytical reports to the CEO. Conducted segment and cost centre performance analyses to support strategic decisions. Supported development and implementation of finance policies and procedures. Coordinated with internal/external auditors and government agencies to ensure compliance. Executed ad hoc assignments and strategic projects as directed by CEO and Executive Directors.

Led finance and accounts operations for five entities, ensuring accurate and timely reporting. Prepared and reconciled P&L accounts, Balance Sheets, and Cash Flow statements. Oversaw Cash & Bank transactions, Accounts Receivable/Payable, Fixed Assets, and Payroll. Ensured adequate liquidity to meet operational and financial obligations. Managed direct and indirect tax compliance with statutory authorities. Liaised with auditors, Board of Directors, bankers, and regulatory bodies.

Led Accounts team, managing accounting operations for Head Office, branches, and retail outlets. Oversaw month-end closing and prepared financial statements and MIS reports. Managed stock accounting and inventory, ensuring accuracy and control. Performed product costing for imports and local purchases. Monitored fund inflows/outflows and coordinated with banks for smooth operations.