Muhammad Rutab

• Preparing and presenting monthly financial statements, management accounts, and margin/volume dashboards, enhancing visibility and enabling faster decision-making for senior management. • Managing group reporting submissions to Aramco’s consolidation team under IFRS, ensuring accuracy and timely compliance with strict deadlines. • Designing and implementing Power Pivot and Query Model dashboards, reducing monthly closing by 2 days and streamlining reporting processes. • Collaborating cross-functionally with production, supply chain, logistics, and marketing teams to streamline workflows, resolve reporting bottlenecks, and drive efficiency across functions. • Leading tax compliance, including WHT, VAT, annual tax filings, and transfer pricing, while improving tax filing processes and supporting annual tax audits. • Supporting annual financial audits by coordinating with external auditors, ensuring timely completion with minimal issues. • Identifying key process gaps within the first 6 months of joining and implementing improvements that reduced reporting time, increased efficiency, and strengthened overall financial control. • Driving integration and process improvement initiatives that enhanced reporting accuracy, business efficiency, and stakeholder confidence. • Performing ad hoc analysis and business insights to support management in strategic and operational decision-making.

- Directly supporting ARAMCO Lubricants and Retail Company in process improvements, risk and compliance, financial reporting, accounts receivable & payable. - Managing end-to-end tax processes including VAT, WHT, income tax, group tax reporting, and transfer pricing documentation and compliance. - Supporting enhancements in accounting operations, improving efficiency, accuracy, and regulatory compliance - Performing monthly closing activities, assisting in preparation of financial statements and group reporting.

- Effectively led the ERP (SAP) implementation project for three major revenue and cost streams, ensuring successful go-live and expertly managing numerous challenges encountered throughout the implementation phase. - Successfully initiated the transition from Excel-based reporting to Power BI, enabling the creation of dynamic and interactive dashboards that significantly enhanced data visualization and decision-making capabilities. - Led the management and analysis of multiple revenue and cost streams (roaming, site sharing, fixed line, VAS, MFS), developing financial models and conducting accounting treatment analysis. Provided key insights to senior management, optimizing reporting, cost control, and decision-making, thereby enhancing the efficiency and accuracy of accounting processes. - Engineered the complete accounting and data flow system for Jazz's Non-Banking Financial Company (NBFC) venture, acting as the main liaison for financial reporting and analysis, ensuring precise, compliant, and efficient operations. - Successfully trained and mentored team members, enhancing their professional development while fostering stronger team cohesion, collaboration, and performance. - Achieved a significant departmental KPI by successfully eliminating overaged balances, a milestone previously unreached and consistently in the red. - Consistently achieved 100% SLA compliance demonstrating a commitment to reliability and excellence in service delivery.

- Devised substantial enhancements in customer collections, resulting in notable improvements to the company's cash flow dynamics. - Demonstrated proficiency in customer interaction, adeptly resolving payment discrepancies by pinpointing underlying causes and liaising with relevant departments for effective resolution.

- Conducted comprehensive financial assessments, including SWOT, peer, and competitor analyses, alongside financial trend evaluations, to craft strategic and robust credit proposals for high-profile clients. - Managed and facilitated the smooth execution of various financing arrangements, including Ijarah facilities for PTC and LC openings for Ufone, contributing to strong client satisfaction and ongoing relationships. - Delivered personalized, high-impact financial solutions by understanding client needs and tailoring financial strategies to achieve organizational goals and maximize operational efficiency. - Played a key role in inter-departmental collaboration and problem resolution, ensuring the alignment of bank operations and the timely delivery of services to clients. - Effectively contributed to the bank’s risk management by performing detailed credit rating analyses, ensuring sound lending practices and enhancing portfolio management

- Physical Asset Verification, Technical Store Audit, Designing Technical Store Issue SOP and Overview of Fixed and Variable Costing (SAP).