monica lara

consumer loan officer

About

MBA educated, Goal-driven achiever with 10+ years’ experience in marketing, leadership and salesmanship; within a variety of highly competitive Financial and Retail industries.

Country

united states

City

el paso

Industry

banking

Skill

extensive consumer lending, banking, brand development, retail, sales, loan origination, mortgage banking, business development, mortgage lending, refinance, finance, merchandising, corporate product positioning, cross functional team leadership, credit, management, project management, credit analysis, loans, fha, analysis, commercial lending

Experience

marketing specialist

gecu

2007-4 - 2010-10 · 3 yrs 7 mos

professional education

hospice of el paso inc

2003-7 - 2005-2 · 1 yr 8 mos

business development

pepsico

2005-2 - 2007-4 · 2 yrs 3 mos

* Conducted cross-functional management for initial and follow-up contact. * Managed customer database, product updates, and upgrades. * Functioned in project-management role, created and distributed Points of Sale (POS) for customers. * Brand development and maximize brand performance; achieved marketplace initiatives and promotions. * Account development; new fountain and vending machine business result in customer confidence. * Grew revenue while maintaining and exceeding margin * Achieved Financial Targets/Goals (Volume, Market Unit (MU) Revenue Growth, New Vending & Fountain Placements, Net Operating Profit, and Manage Costs - Merchandising, Point of Purchase displays & Travel.

consumer loan officer

gecu

2010-10 - Present · 15 yrs 11 mos

* Currently perform analysis with success of approval level. * Financial counselor; loan/deposit policies, cross-sell * Knowledge of business law and detailed knowledge of consumer credit laws and regulations related to loan/deposit products. * Familiar with market value and methods of appraising collateral (auto) * Analyze income, tax returns and financial statements