Mohammed Refat
Software Engineering Team Lead @ EBE
About
Backend Team Lead | 10+ Years of Engineering Excellence | Go & gRPC Specialist | AI-Driven DevelopmentSince beginning my journey in 2015, I have evolved from a deep-dive engineer into a Backend Team Lead focused on building the high-performance infrastructure that powers modern finance and government services. I specialize in architecting scalable distributed systems using Go (Golang) and gRPC, with a proven track record of delivering secure, mission-critical solutions at scale.🚀 Leading with InnovationAs a leader, my mission is to multiply team impact. I don’t just build systems; I build the processes that make engineering teams faster and more reliable. I actively leverage AI and automation to optimize the entire development lifecycle—from accelerating code velocity to enhancing system observability and debugging.💳 FinTech & ScaleMy core expertise lies in the high-stakes world of FinTech. I have architected and led the development of:Secure payment gateways and ISO8583-compliant systems.Complex governmental integrations and tax-authority platforms.Enterprise-grade billing and collection systems used across Egypt.🛠 My Technical Focus:Backend: Go (Golang), gRPC, Protobuf, Microservices.Architecture: Distributed Systems, High-Availability Design, System Optimization.FinTech: Payment Gateways, Secure Integrations, Financial Messaging.AI Integration: AI-Assisted Development, Automated Testing, AI-Driven Monitoring.I am passionate about mentoring the next generation of engineers and continuously exploring how AI can redefine the boundaries of software engineering.Let’s connect to talk about Go, Scalable Architecture, or the future of AI-driven engineering.
Egypt
Cairo
Computer Software
Mqtt, MinION Object Storage Suite, AWS Secrets Manager, HashiCorp Vault, Amazon EC2, Amazon Web Services (AWS), Secure Transaction Flows, Payment Gateways, Swagger API, ISO8583, Leading Development Teams, Go (Programming Language), gRPC, REST APIs, PostgreSQL, Back-End Web Development, Docker Products, Hypertext Transfer Protocol (HTTP), High Performance Computing (HPC), Memcached
Experience

Senior Software Engineer
Qesm El Doki
- Designing and engineering secure backend microservices using Go and gRPC for core payment infrastructure (Acquiring & Issuing systems). -Implementing high-security cryptographic operations using HashiCorp Vault to manage sensitive card data (PCI-DSS compliant). Building resilient integration layers for POS terminals, and third-party payment gateways. - Optimizing system performance to handle high-concurrency transaction flows with minimal latency.

Software Engineer
Egypt
- Spearheaded the development of a high-performance, secure payment gateway processing over 10M+ transactions. Implemented end-to-end encryption and robust security protocols to ensure safe, low-latency processing across multiple payment methods. - Engineered a mission-critical integration middleware for the Egyptian Tax Authority (ETA) e-invoicing system, enabling automated, compliant real-time data synchronization for enterprise clients. - Expanded the enterprise utility billing platform for national Water Companies by integrating major payment aggregators (e.g., Fawry), significantly widening digital collection channels.

SQL Developer
Cairo, Egypt
- Designed and maintained complex database schemas and business logic across heterogeneous environments (Oracle, MS SQL Server, and PostgreSQL). - Developed high-performance Stored Procedures, Functions, and Triggers using PL/SQL (Oracle), T-SQL (MS SQL), and PL/pgSQL. - Optimized query performance and handled database tuning tasks to ensure low latency and high throughput for data-intensive applications.

Software Engineer
Nzamk
Minya Governorate, Egypt
- Developed a customized Windows-based browser for management software using C#, enhancing internal administrative workflows. - Ensured product reliability by designing and executing comprehensive test cases aligned with functional requirements. - Streamlined the debugging process by documenting detailed bug reports and conducting root cause analysis.
Mohammed Refat's Contact Information
Phone
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