Michael Thwaite

A 20 year+ proven track record in data analytics, as a technical expert, strategist, project manager and team leader, and able to communicate effectively with differing levels of seniority. Deep knowledge of consumer credit data, data management - from receipt through ETL to the return to the end-user - and credit scorecard development. I am outcome driven, with a can-do attitude and always sponsor collaboration across stakeholders and teams to increase productivity and engagement. I take pride in helping others and am driven by wanting to make a difference. ‘Doing the right thing’ and acting and leading with integrity are values I live and work by. Key Skills: • Management and leadership of analytical and technical teams • Expert in consumer credit data and its uses • Data management concepts: ETL; engineering; storing; modelling; quality; analytics • Google Big Query and migration to (Google) cloud • Credit risk management/concepts • Credit risk score development • Proficient in the use of SAS • Certified Manager as part of the Senior Managers Certification Regime • User acceptance testing of complex processes/systems • Knowledge of: PowerCurve; linux; Hadoop; Jira; Agile practices; MS SQL Server Management Studio; IBM Mainframes; ASCII/EBCDIC data