michael rodriguez

During my 13 years in the mortgage industry & being Bilingual in Spanish, I has accumulated a wealth of knowledge, working with the Federal Housing Administration (FHA), Veterans Administration (VA), USDA Rural Development, Down Payment Assistance programs (i.e. AZ-Arizona HFA (State) Program, AZ-IDA Phoenix IDA Maricopa-Home in Five, Neighborhood Stabilization Program (NSP)). My company, Home Point Financial is a direct lender to Fannie, Freddie and Gennie Mae. I also specialize in providing leads to my Realtor 's so they can assist the buyers in purchasing a home either from their own listings or from another Realtor. I also am working with a team of professionals (My Wagon Wheel) from different industries (i.e. Realtor, Insurance Agent, Landscaper, Attorney, Credit Repair, Job Recruiter, Marketing Specialist, Home Maintenance). If you find yourself with any need on any project, please feel free to contact me and I will make sure our team takes care of you!

* Team leader/manager at Buy Here Pay Here dealerships, working with customers in obtaining and understanding their automotive financing * Worked directly with General Sales managers in underwriting and approving auto loans * Contacted past due customer in efforts to collect their debts * Managed the write off department working with attorneys and customers in collecting loans that have been written off once automobiles were repossessed

* Loan Officer – January 2008 – July 2011 * Oxford Lending Group, LLC / (Peoples Home Lending – purchased Oxford September 2010) * As a lead Broker I have successfully trained new Mortgage Bankers, managed the branch sales pipeline, handled multiple H.R. duties including hiring and downsizing control, managed direct mail and internet lead campaigns, as well as originated/closed mortgage loans. Highlights include the following: * Currently number one banker in entire company with over $160K in closed fees * In 2009 was third in the company with over $250K in fees * First banker in company to reach $250K Club, granting highest payment tier * Closed over 300 units across the country * Currently averaging 8 units per month, doubling the current goal of 4 * Current volume average of $1.715 mil, 43% above company average * Advanced knowledge in the following utilities: Encompass Broker & Encompass Banker * Leadsmailbox * Lendingtree * Bankrate * Ratemarketplace * Lowermybills

* Started in funding department clearing three $50mil warehouse lines used to fund originated mortgages * Maintained working relationships with large national banks including Chase, Bank of America, Wells Fargo, and Country Wide * Promoted to the assistant to the Sales manager, followed by promotion to Team Leader/Loan officer less than 3 months later * Managed a five man team responsible to meet monthly goal of $80k in fees closed * In 3 years of employment, averaged monthly closing fees of $19K, 58% above company average * Achieved top month of $104k in fees * Awarded Banker of the Month 11 times * Reached Presidents Club in all 3 years, closing over $200K in fees each year and reaching top 10 rating for entire company consisting of over 300 loan officers.