michael geraghty

* Role, Responsibilities & Experience included: * Management of the administration side of loan portfolio. * Dealing with client and management requests for information in an accurate and timely manner * Review of controls, identification of weaknesses and communication of potential solutions * Liaison with lending support functions, including back office administration and security departments.

* As part of the inaugural Graduate Development Programme and as one of 3 graduates selected I completed the following rotations before taking up a role in Corporate Banking in September 2008: * Finance 3 months: September 2006 – December 2006 * Treasury 6 months: January 2007 – June 2007 * Lending Dublin 6 months: July 2007 – December 2007 * Lending North America 3 months, Boston: January 2008 – March 2008 * Private Banking/Wealth Management 6 months: April 2008 – September 2008. * Following completion of the programme in September 2008 I worked first as a Corporate Banking Administrator, and was subsequently promoted to Corporate Banking Officer on a €2.5 billion loan book containing some of the biggest and most high profile clients of the Bank.

Previously employed by Allied Irish Banks plc, Corporate Banking. Role, Responsibilities & Experience: Customer Relationship Building: Relationship management at all levels across a number of clients in respect of their loan, working capital and treasury facilities. Liaising with internal and external professional advisors. Credit Analysis: Researching and preparing credit applications and credit reviews for Corporate Banking cases across a wide range of industries and on both bilateral and syndicated bases. Attendance and presentation at the Bank’s various credit committees. Problem Solving and Decision Making: Identifying and analysing issues and problems, developing solutions and using judgement to make sound and dependable decisions. Monitoring of covenant compliance with a view to resolution where issues arise. Time and Task Management: Prioritising and planning to efficiently achieve goals and to be dependable in consistently delivering reliable results. Managing and Developing Others: Supervising and mentoring of junior staff members.

* Prospecting and developing the Corporate Lending portfolio of a new branch entity. Targeted sectors include Aviation Leasing, Food & Agri, REF, Pharma and Diversified Corporates. * Responsible for prospecting and pitching BOC’s global offering to clients, negotiating lending terms, preparing credit application papers, presenting to credit committees and negotiating legal documentation. * Tasked with training and developing junior colleagues by coordinating credit proposal preparation. * Identification and development of ancillary opportunities with responsibility for representing the bank at industry & networking events.