melad gazzawi

sales manager - acg

About

To obtain a full-time challenging position using my educational and working experience background, furthermore, To work at challenging position that matching my career objectives and helps achieving the goals of the organization I work under .

Country

jordan

City

jordan

Industry

real estate

Skill

microsoft office, financial analysis, financial reporting, credit analysis, microfinance, sales, marketing, small business lending, real estate lending, credit, management, finance, banking, loans, analysis, islamic finance, credit risk, trade finance, internal audit, cash flow, financial modeling, team management, cross selling, mis, commercial banking, credit cards, investments, cash management, financial risk, corporate finance, operational risk, managerial finance, risk management, core banking, relationship management, branch banking, accounting, portfolio management, retail banking, investment banking, time management, teamwork, mortgage lending, financial advisory, arabic, financial statement analysis, aml, trading, treasury management, basel ii

Experience

sales manager - acg

real estate sales agent

gaza real estate development

2005-1 - 2014-1 · 9 yrs 1 mo

Help clients buy or sell properties. Work with real estate brokers who are licensed to manage real estate businesses. Use my knowledge of the local property market and their experience of property pricing to find homes that match their clients’ needs.

senior credit risk officer

liwwa, inc.

2015-1 - 2015-9 · 9 mos

* 1. Underwriting high-quality debt * 2. Developing a credit-scoring system * 3. leading a team of credit officers * 3. Managing collections * 4. Contributing to internal research efforts * 5. Organizing underwriting "teach-ins" for other employees * 6. Attending "teach-ins" organized by other employees * 7. Participate in customer service and communication (emails, phone calls, and site visits) * 8. Participate in crafting and executing a marketing campaign

founder

mecca real estate agency

2015-9 - Present · 11 yrs 1 mo

1.Brokerage oProvide guidance and assist sellers/buyers in marketing/purchasing property for the right price under the best terms oUse knowledge of the local property market and their experience of property pricing to find properties that match their clients’ needs. 2.Property Management services oPerform regular inspection visits on all managed properties, to see to it that no issue remains unidentified. As well as ensuring that your property is being kept in the best possible order throughout.

account manager

mazaj fm

2013-11 - 2014-12 · 1 yr 2 mos

* Consult with company officials, sales departments, and advertising agencies in order to develop promotional plans. * Prepare promotional plans, sales literature, media kits, and sales contracts, using computer. * Identify new advertising markets, and propose products to serve them. * Write copy as part of layout. * Attend sales meetings, industry trade shows, and training seminars in order to gather information, promote products, expand network of contacts, and increase knowledge.

credit officer

tamweelcom ( jordan micro credit company)

2010-7 - 2013-6 · 3 yrs

* Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money. * Prepare reports that include the degree of risk involved in extending credit or lending Money * Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity. * Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval. * Generate financial ratios, using computer programs, to evaluate customers' financial status.