Megha Sharma-Baijal
Business Development Officer @ First Abu Dhabi Bank (FAB)
About
I have over several years of experience working in banking and customer service industry. Currently, I work as a Business Development Officer for the International Banking and Services Team at First Abu Dhabi Bank FAB (Dubai) Company. Previously, I was the Customer Service Representative of First Source Pvt Ltd and VSP Infocorp Pvt Ltd. Highly motivated with proven sales skills seeking to leverage my skills into a role of management. Excellent relationship building & interpersonal skills; ability to motivate staff and colleagues alike.
United Arab Emirates
Dubai
Banking
Account Management, Sales, Business Development, Multi products, Personal Loans, Personal Finance, Credit Cards, Customer Service, Customer-focused Service, Global Customer Service, Customer Satisfaction, Customer Support
Experience

Business Development Officer
Dubai, United Arab Emirates
Drive growth in credit card and personal loan customers by identifying and converting high-quality prospects. • Engage, educate, and guide customers on product features, benefits, and responsible usage. • Strong understanding of credit card policies, eligibility criteria, and compliance requirements to ensure accurate and ethical sales. • Represent the brand with confidence by clearly communicating product value and addressing customer queries effectively. • Consistently achieve and exceed daily and monthly sales targets. • Monitor market trends and competitor activities to identify new sales opportunities. • Maintain and update a detailed customer database with accurate profiles, notes, and follow-ups. • Continuously enhance product knowledge and selling skills through regular training and market learning. • Collaborate with cross-functional sales teams to match customers with suitable financial products and maximize opportunities.

Senior Customer Service Representative
Mumbai, Maharashtra, India
• Answering customer’s calls regarding existing accounts such as explaining the bills to the customers. • Follow technical procedures to resolve the technical problem of the sky box. • Respond to questions an concerns about services an escalate calls appropriately. • Consult with customers to evaluate needs and determine the best option. • Upgrade service an offer additional services or options. • Help new colleagues by doing side by side call barging. • Always maintained the stats given by the team leaders. • Earned reputations as key player in the team.

Customer Service Representative
VSP Infocorp Pvt Ltd
Mumbai, Maharashtra, India
• Sell product and place customer orders in computer system. • Provide customer with product and service information. • Up-sell (is a sale technique whereby a seller includes the customer to purchase more expensive items, upgrades, or other add-ons in an attempt to make a more profitable sale) product and services. • Identify research and resolve customer issue using the computer system. • Recommend process improvement. • Other duties as assigned
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