Maximilien Galzin

• Manage B2B financing operations for two entities: Thémis Banque (distressed companies) and Fiducial Banque (standard financing for small businesses). • Process Dailly assignment operations: review of assignment forms, monitoring of remittances and collections. • Oversee the full administrative lifecycle of credit files, from fund release to closure. • Check documentation compliance (contracts, guarantees, supporting documents) prior to fund disbursement. • Liaise with customers, front-office teams, legal department, and internal controls. • Monitor operational risks and escalate anomalies or non-compliance when identified. • Execute back-office tasks: transaction input, reconciliations, reporting, and archiving. • Ensure adherence to internal procedures and banking regulations (AML/CFT, KYC, etc.).

2 year apprenticeship with Europe’s third-largest bank, Crédit Agricole. My role focused on: • I developed strong relationships with SMEs owners in order to better understand their financial needs and being able to offer customised financial solutions. • Managing client’s accounts and transactions, ensuring that their accounts are up to date and that all transactions are accurate. As well as monitoring transactions for potentially fraudulent activity. • I recommended suitable banking products and services such as business credit cards, lines of credit and merchant service (EPT). I was explaining the features and benefits of various banking solutions and made recommendations that align with the business owners' goals. • I reviewed my client's financial statements and records to assess their financial health to determine whether the business is operating profitably. I also evaluated the business's creditworthiness in order to help make informed decisions when recommending lending options. • Establishment of short-term credit lines: I used the knowledge I acquired of the banking industry and the business owner's financial needs to help select the most appropriate financing options. • On a daily basis I was managing the risk of overdrawn accounts and was selecting solutions for clients who were facing cash difficulties. • Responsible for business owner’s personal banking, managing their personal accounts, responding to their inquiries and advising on products and services.

• I was in charge of customer reception and addressing their needs. As well as training new advisors to customer reception. • Responsible for weekly, monthly and quarterly management of ongoing controls. Including compliance, security, stocks, cash reserves and deposits. • During high-activity peaks I was acting as a support for senior advisors making cold calls for appointments or arranging contracts.

• Organization and planning of general meetings for co-owners. • Creation and updating of a service provider database, identifying contracts for renegotiation. • Responding to requests from property owners and tenants.

Option géopolitique