mark larado

vice president, portfolio managing officer ii

About

Experienced Vice President with a demonstrated history of working in the banking industry. Skilled in Loan Servicing, Portfolio Management, Financial Risk, Construction Loans, and Business Relationship Management.

Country

united states

City

new york

Industry

banking

Skill

credit, commercial banking, banking, credit analysis, commercial lending, portfolio management, loans, small business lending, credit risk, construction loans, underwriting, lines of credit, loan origination, mortgage lending, retail banking, commercial mortgages, asset based lending, risk management, financial risk, loan servicing, corporate finance, account management, sba, term loans, commercial credit, relationship management, commercial finance

Experience

commercial portfolio manager

team capital bank

2008-2 - 2010-10 · 2 yrs 9 mos

credit analyst

ocean city home bank

2004-1 - 2008-2 · 4 yrs 2 mos

vice president, portfolio managing officer ii

bank of america

2010-10 - Present · 16 yrs

* Central/ South Jersey Commercial Lending Portfolio Manager. * In charge of approving commercial loans with lending authority , covering General, C&I, RE, and Healthcare Industries. * Experienced in client level negotiations, loan structuring of both simple and complex credit transactions with limited oversight. * Leads the credit approval process with leads from the Client Management Team. * Actively manages the Central/South Jersey Business Banking loan portfolio providing Regulatory reporting and management of High Attention Credits, FAS reporting, and Annual Exposure reporting. * Loan structuring includes ABL, CRE, Leasing, and Treasury