Maria Fernanda Carvajal A

Ensure the profitability and compliance of the Terpel franchise business by securing budget adherence and implementing corrective actions to maintain sustainable financial results.

Participated in the Strategic Planning Committee, offering future vision market trend analysis, and risk assessment to propose high- impact initiatives. Led the execution of financial plans, relationship with shareholder partners and the negotiations with banks and suppliers ensuring the liquidity and cash flow necessary for the operation. Ensured regulatory compliance through robust risk prevention management, protecting the interests and reputation of the organization. Directed the Treasury, Procurement and Financial Planning teams of an operation with 1,500 employees, aligning their actions with the corporate vision to optimize profitability, reduce costs and ensure the timely delivery of accurate financial information to support decision- making.

Led and structured the financial and accounting area, ensuring the company's liquidity with operating revenues in excess of USD $8 million. Managed the preparation and delivery of reliable and timely financial information, which facilitated strategic decision-making and effective control of resources.

Led, controlled and evaluated the processes associated with the consolidation and budgetary control, Forecast and financial closing processes for the five BRINKS DE COLOMBIA group according to the corporate policies and guidelines of the headquarters, in a timely and truthful manner to ensure the profitability of the figures, planning and compliance with budget control. the correct allocation of costs to products and issuing reliable financial concepts for managerial decision-making.

Directed the project to achieve the proposed goal in Budget of operating profit (Pbt) of the agencies of the Organization and optimize the existing levels of profitability through plans to reduce operating costs and implementation of financial models that contribute to show accurate business results.

Lead initiatives to optimize operational profit and manage operational expenses, and developed action plans for working capital reduction.

Ensured timely compliance with reports to headquarters with 100% assertiveness in the figures and analysis of financial KPIs.

Consolidated the monthly report of the Financial Statements of the Terpel Organization and its respective subsidiaries in Latin America.Prepared the monthly Dashboard of the five subsidiaries of Organización Terpel: Dominican Republic, Mexico, Peru, Panama. Updated the financial models of the subsidiaries. Prepared quarterly Benchmarking.