Alexandru Pavel, ACCA, EMBA

• Coordinating a team of technical and functional consultants in the IT initiatives regarding the regulatory capital functionalities of FRTB (SA & IMA), part of Nomura Global IT risk team; • Cooperating with the development team on both run-the-bank and change-the-bank functions, ensuring this new platform effectively operating for the entire banking group ; • Delivering and specifying detailed business and functional requirements and exploring system features and functionalities for the benefits of end users (Risk Managers); • Reviewing and challenging the technical and functional designs against the specifications ; • Involved in reporting documentation and the design & execution of the data quality control framework, and test scripts against the business & functional requirements ; • Representing the business requirements in software development workshops and appropriately escalating any issues we have identified to management, thus playing a crucial role in Market Risk global technology initiatives across all of the bank’s entities around the world.

Helping financial industry corporations in their digital transformation on various projects, using Agile framework by: ▪ Capturing and clarifying requirements, elaborating features and transforming them into user stories for the backlog in order to enable the team to implement solutions that will meet the business stakeholders’ needs. Acting also as a SPOC for internal and external parties involved in the project in different stages of the software development process (from exploration to user acceptance testing); ▪ Active roles in all Agile ceremonies and working closely with external and internal stakeholders, developers, testers in order to ensure the team keeps the product vision in mind; ▪ Managing and prioritizing software features, ensuring continuous product development, responsible for the overall quality and validity of documentation ▪ Demonstrates functionalities to showcase achievements within the project, creating flow models & diagrams, conduct usability and functional testing, recommending corrective and preventive actions, if is required. -> Directly involved in projects related to IT solutions on Private Banking & Wealth Management (Blackrock Aladdin and internal advisory platforms based on web services, XML, APIs, Data Processing and Storage, ESG Sustainable Finance Investment tools which integrates various financial instruments and asset classes such as equity, fixed-income, derivatives & money market)

▪ Captures business requirements, acts as a SPOC for internal and external parties involved in the project in different stages of the software development process, elaborates features and transform them into stories for the backlog in order to enable the team to implement solutions that will meet the business stakeholders’ needs. ▪ Elaborates detail-oriented documentation for new and complex processes. Responsible for quality and validity of documentation on business process mapping. ▪ Work closely with the team daily: developers, testers, product owner, delivery manager, in order to ensure the team keeps the product vision and priorities in mind. ▪ Demonstrates functionalities to showcase achievements within the project, conduct usability and functional testing, and recommend corrective and preventive actions, if is required. -> Relevant projects exposure: banking and investment consulting services.

▪ Identify solutions, analyze, challenge and translate business needs into software development changes in the context of new international and national bank authorities regulatory requirements (contribution on the different project phases on IFRS16 / BI SMEs / Finance KPIs Automation Dashboard / ESEF / Market Risk) ▪ Hands on involvement in providing user assistance, production monitoring, remediation and support of regulatory reporting process ▪ Devising strategies, driving change by assisting IT developments and facilitating stakeholder collaboration in the context of various SDLC methodologies (Agile / Waterfall) ▪ Directly involved writing business requirements, change requests, validating test cases and coordinating IT applications testing

▪ Planning and budgeting of the costs, investments and administration of Real Estate Management, Security and Fleet Management divisions within the bank. ▪ Performing regular management reports in order to assess and analyse the costs of Real Estate Management, Security and Fleet Management areas. ▪ Building the financial impact within the business cases regarding the new premises, relocations and optimizations of branches. ▪ Answers to various ad-hoc requests from the local management or from other entities from the group regarding all financial matters of the above mentioned divisions. ▪ Maintenance and optimization of SAP working modules in order to comply with the reporting purposes. ▪ Implements and optimizes reports at cost driver level and price for main cost categories ▪ Guides cost types managers regarding all the cost reporting aspects

▪ Performance measurement and control on expenses and revenues, by evaluating the performance of ING Bank Romania against business plans, previous periods and market benchmark; ▪ Monthly local management reporting: legal entity, business line, product, cost center, client segment; ▪ Involvement in monthly local MIS deliverables and product/cost center performance databases; ▪ Defining and updating financial reporting & controlling related procedures and internal controls; ▪ Analyses and provides comments on reported figures and signals areas for management attention at various levels (e.g. bank, business line, client segments, products); ▪ Head office management reporting: preparing of management monthly reports for group consolidation purposes in compliance with Head Office guidelines;

▪ High implication in the development and implementation of IFRS Project at bank level by revising the IT system improvements from accounting point of view and preparing various ad-hoc financial analysis; ▪ Revising and updating accounting methodology (monographs policies) according to IFRS requirements (IAS 16, 37, 39) and National Bank of Romania legislation; ▪ Ensuring the development and revising of the bank's chart of accounts in the format and content needed (opening, closing, changes of accounts); ▪ Close cooperation with external consultants for the achievements of various projects at Division level

▪ Conducting audit missions by applying KPMG methodology (KAM), after obtaining a thorough understanding of the entity's business, its industry and environment, its accounting policies and practices, and its financial performance; ▪ Interviewing clients in order to assess the validity and effectiveness of the internal controls implemented in their day-to-day operations; ▪ Verification of the year’s end Financial Statements prepared in accordance with Romanian Accounting Standards (RAS) and in accordance with IFRS Standards; ▪ Building and maintaining strong working relationships with clients, working on information request lists, subsequent requests for additional supporting information and presentation of results; ▪ Relevant industry experience: Automotive, Real-estate, FMCG, Infrastructure Services.

Dissertation titled "Internal audit, external audit and corporate governance" in July 2008.