Marcio Hiroshi Tsuchiya

Experience in planning and controlling FIDC (Investment Fund in Receivables). Preparation of income statements, annual budget, and structuring of new monitoring models. Monitoring of actual vs. budgeted results with variance analysis. Accounting vs. Management reconciliation.

• Led the annual budget (R$ 15 billion), ensuring 95% accuracy between budget and actual figures. • Worked on a Kaizen project that reduced management closing time by 30%, increasing the speed of decision-making. • Responsible for the management closing of costs for IBBA – Wholesale (Brazil and External Units). • Monthly analysis of Actual vs. Budgeted vs. Forecast, with executive reports to the board of directors. • Development and maintenance of financial planning and cost allocation models. • Analysis of financial performance, profitability, and operational efficiency. • Participation in cost reduction projects, achieving 8% savings, exceeding the initial projection. • Participation in a corporate efficiency project that resulted in a 20% reduction in operational costs. • Responsible for cost allocation by client, supporting strategic profitability analyses. • Acted as an internal cost consultant for managers and business areas. • Indirect leadership of a squad of 8 analysts, acting as Product Owner (PO)

• Involvement in financial and commercial planning for the Middle Market segment. • Preparation and monitoring of the segment's financial results (P&L). • Active participation in defining and monitoring commercial targets for corporate account managers. • Consolidation and analysis of managerial and accounting results of affiliated companies.

• Experience in financial controlling, treasury, and cash control. • Monitoring of cash flow and operations in the SPB (Brazilian Payment System). • Analysis and control of foreign exchange operations, ensuring regulatory compliance. • Support for financial systems with registration of rates and indices.