Manoj Karkhanis

As CEO of Decimal Factor, I lead a team dedicated to empowering businesses with comprehensive financial solutions. By integrating accounting insights, banking insights, and credit score insights, we aimed to make funding accessible to businesses overlooked by traditional banks. Additionally, we provided merchant services, cash advance support, and offer B2B services for merchants to enable various retail services, such as prepaid telecom vouchers, esims and offer aggregators APIs.

Co-Founder, Triple Alfa At Triple Alfa, I’ve had the privilege of co-founding alongside a young, dynamic, and exceptionally skilled team — all in their 20s, each a specialist in their own sphere. They keep me thinking like I’m 20, and I help them think we have 50 years of wisdom. Together, we’re building something unique: Scotch Whisky Asset Marketplace: opening doors to rare and alternative investment opportunities beyond traditional markets. Wealth Management App: enabling investors to monitor holdings and access exclusive insights seamlessly. Compliant UK Banking Access: facilitating UK bank accounts for international investors, making global investments simpler and smarter. We are redefining how Indian and global investors diversify, blending tradition, technology, and trust.

As Chairman of Speyside Capital, want to help investors diversify their portfolios by building bespoke scotch whisky investment portfolios and help whisky collectors hold their whisky in bonded warehouses in Scotland, we want to share the spirit that rocks the world with as many people as possible, whether through investing.

Modi Xerox | Grand Slam Winner | Sales National Champion 1995 | Sales Manger 1995 Key Account Manager 1994 Nominated Account Manager 1993 Territory Sales Manager 1992