Manish Mehta, MBA

Responsible for planning of revenue and expense for US, Canada & Latin America, Forecasting the Annual Operating Plan, Management of staffing levels, financial reporting, business growth strategy and creating efficiency. • Successfully delivered numerous rounds of monthly Forecasts, Budgets and 5 Year Target submissions. • Drive continual improvement of our balance sheet, RWA, NII, Expenses and ROE forecasting processes. • Lead team in providing financial analysis, reporting results and the timely preparation of month end close. • Delivery monthly results to Front Office department heads while providing guidance and direction. • Assist in the strategy and build out of our Leverage Acquisition Finance business (Goal: top 10 in league table) • Assist CFO with establishing hiring plans, long range goals and performance measurements. • Worked to deliver expense reductions through P&L guidance and strategic projects accounting for $7MM in 20. • Improved procurement efficiencies for depts with outside vendors, creating over $2MM in annual savings. • Exceeded Forecasted EBITA goals by reaching 92% of monthly projections during the last 12 months • Manage staff in New York and India. Rated a top performer every year 14-20 (top 20% of firm)

Lead the Finance function for Americas COO Office for Technology & Operations. Responsible for the planning of revenue and expense base for US, Canada, Mexico & Brazil, Forecasting the Annual Operating Plan, 5 Year Plan Target, management of regional staffing levels, risk & regulatory management, financial reporting of analytical metrics/KPI’s and return on investments to create efficiencies through our production environments. • Responsible for Monthly Forecasts, Annual Operating Plan and 5 Year Target in addition to all related analysis. • Manage the month end close process, preparation, analysis and reporting of monthly management result decks. • Hold monthly meetings with Front Office and Infrastructure stakeholders to present financial results, explain trends, variances & strategic goals. • Manage Ad Hoc requests from Banking & Trading COO and CEO for preparation for Board and Group meetings. • Work strategically to deliver global directives in the Americas region for Expense Reductions & Efficiencies. • Lead and award procurement activities for software and hardware for department with outside vendors. • Led change in Financial Data Systems local & global general ledger and reporting systems. • Manage staff in New York and India. Rated a top performer every year 14-18 (top 20% of firm)

Lead the Cost Management Team for Trading Operations for HSBC. Responsible for managing the expense ($55MM) base for the US, Canada, Mexico & Brazil, Forecasting the Annual Operating Plan, 5 Year Sales Plan Target, management of regional staffing levels, risk & regulatory management, financial reporting of analytical metrics/KPI’s and return on investments to create efficiencies through our production environments. Financial Planning & Analysis Achievements: • Reporting to the Regional COO, I was brought on to manage an out of control expense base via analytical metrics & achieving various efficiencies. Via systematic methods to decrease costs such as a large scale zero base budgeting exercise, I removed $16MM of unnecessary run rated costs built into the system by 2018. • Working with Sr management members of every trading desk to help strategically drive profitability in the products we offer and reduction in cost with increase production through the budgeting process, while giving monthly feedback on actual vs. forecast analysis, cost allocations, strategic hiring plans and offshore migrations. • Responsible for Annual Operating Plan, 5 Year Forecast and Quarterly Budgets in addition to all related analysis. • Brought Trading Ops in compliance with regulatory requirements from the SEC | FINRA | Fed Government • Lead and award procurement activities for software and hardware for department with outside vendors. • Lead change in Financial Data Systems local & global general ledger and reporting systems. Ad Hoc Analysis • Manage staff in New York. Rated a top performer every year 14-18 (top 20% of firm)

Responsible for growth of $54MM P&L, management of Balance Sheet and Cash Flow through various organic and inorganic financial actives such as financial planning, M&A/due diligence, strategic pricing initiatives, and investments Financial Planning & Analysis Achievements: • Prepared numerous forecast rounds, 3 formal full year budgets, & 3 three year strategic planning exercises that helped drive 8% revenue growth in a mature market over the past two years. • Present monthly to CEO of parent company/GM of Corsearch & Finance organization actual vs. forecast results, product deep dives, customer level profitability and ad hoc analysis. • Managed operating performance by holding expenses in line through management of headcount, capitalization, vendor contracts, and by holding functional areas (Sales/Ops/IT/Marketing) accountable for their budgets. • Implemented strategic pricing discount reductions to certain clients resulting in $1.9MM add to revenue in 2013. Business Development Achievements: • P&L, balance sheet and general ledger integration of European entity - Edital S.A. acquired in 2010 - www.edital.com • Participated in valuation, due diligence, acquisition and integration of Avantiq S.A in Luxembourg. Closed June, 2013 - www.avantiq.com • Participated in valuation, due diligence, acquisition and integration of CitizenHawk in California Closed August, 2013 - www.citizenhawk.com Process Improvement & General Achievements: • Brought ability to generate invoices & accept payments in various currencies such as Euros, GBP & Swiss Francs to organization. • Derived a better pay for performance incentive compensation model to improve sales force effectiveness and to better align expenses with the variability of revenue. • Led Employee Engagement in 2013 -Held 15 events on training, development, systems, business knowledge & work life balance. • Won CFO Award in 2012 (first year with firm). Nominated for CEO Award in 2013. • Managing a staff.

Responsible for Chase Credit Card’s financial planning for several cobranded Retail Partnerships such as British Petroleum (BP), Toys R Us, Best Buy, Sony, Coldwater Creek, Hess Gas, and Pier1 Imports while reporting directly to the Partner CFO. Financial Planning & Analysis Achievements: • Prepared 5 year partner forecasts once a quarter exceeding $470MM in revenues and $230MM in expenses. • Reversed 3 years of losses & exceeded profit goals by reaching 100% of quarterly projections in last 5 quarters. • Built a more structured, collaborative, and fact-based budgeting model used by 11 colleagues. • Built a valuation model from scratch to structure contract & forecast an $84MM financial liability with BP. Business Development Achievements: • Led new deal and contract renewal negotiations using program knowledge and investment insight. • Valuated and renegotiated 2 ½ year contract extension with BP Gas. $1.6bln portfolio • Participated in RFP of Hess portfolio and helped Chase win contract. $0.3bln portfolio • Participated in RFP of Toys R Us portfolio and helped execute sale to GE Capital. $0.9bln portfolio • Washington Mutual: Valuated & divested underperforming WaMu card proprietary businesses after acquisition. Process Improvement Achievements: • Identified a lower revenue sharing contractual rate with Pier1 Imports, saving Chase $0.7MM/year. • Better managed operating expense allocations to retail segment, saving segment $1.6MM/year. • Achieved increased accuracy & efficiency of routine financial reporting by introducing advanced spreadsheet tools such as macros, vlookups and pivots, which significantly reduced monthly reporting time. • Re-engineered entire acquisitions optimization Access database which reduced workload and increased efficiency.

Associate in Finance for Merrill Lynch's Investment Banking Division • Provided P&L results daily, weekly and monthly to both the Global & Americas heads of Investment Banking. • Managed Merrill Lynch’s Investment Banking Pipeline to forecast future revenue streams. • Strategize methods to reduce expenses & increase revenue streams by region and product. • Created a weekly executive committee banking package, incorporating all deal activities from prior week. • Managed all reporting aspects of Merrill’s Loan Portfolio including high yield bonds and leveraged financing. • Ad-hoc requests – Created new reports or one-time projects as dictated by management. Ranged from daily reports to 3-month projects usually started from scratch. Managed the development of two analysts on staff.

Financial Analyst for MS's Global IT Finance Department • Produced senior management expense reports for the global heads of sales and trade businesses, as well as the division heads, cost center managers, business unit controllers and financial control group management. • Developed monthly, quarterly and annual Budget, Forecasts and financial trend presentations. • Worked as a lead in efforts to consolidate Institutional (Morgan Stanley) and Retail (Dean Witter) reporting off of two general ledger platforms. Tested applications for global production of consolidated reporting. • Assisted in campus presentations and recruiting efforts at Rutgers University.