Lujain Alshemaimri

• Lead the development and continuous maintenance of the enterprise risk register, identifying, evaluating, and tracking risks across departments. • Monitor risk appetite thresholds and escalate breaches to appropriate decision-makers to ensure alignment with strategic risk tolerance. • Developed enterprise risk management policies and procedures in alignment with ISO 31000 principles. • Serve as Secretary of the Management Risk Committee, coordinating agendas, preparing meeting materials, and documenting proceedings to support executive-level oversight. • Support the assignment and engagement of risk owners across functions, promoting a culture of ownership and responsible risk-taking. • Conduct periodic reviews of departmental policies and procedures to ensure alignment with the company’s risk framework and governance standards.

• Oversaw commodities risk management and compliance for both physical and futures positions. • Reported daily futures margin balances and ensured adherence to approved limits. • Verified actual priced quantities and forecast volumes with stakeholders to maintain accuracy. • Monitored sales booking activities for compliance with hedging policies. • Prepared commodities pricing reports, risk exposure summaries, and monthly reconciliations across business units. • Ensured deal execution aligned with internal compliance protocols and margin policies.

• Conducted risk identification and analysis to ensure operational sustainability across Saudia Cargo’s business units. • Performed on-site inspection visits to assess and monitor risk status and changes. • Designed summary charts and tabular reports to present key inputs from the risk register, supporting easier decision-making. • Documented and reported potential risk exposures for treatment, monitoring, or escalation.

• Processed subscription/redemption transactions and managed investor registers. • Oversaw operations of Murabaha funds, including dividend distributions and investor reporting. • Liaised with internal, external, and Shariah auditors for fund compliance reviews. • Processed payments to service providers and investors; supported operational setup for new and existing funds.

• Monitored on- and off-balance sheet exposures and ensured compliance with investment strategies. • Performed counterparty risk assessments and prudential analysis. • Captured and documented operational risk events. • Supported regulatory reporting and contributed to internal control procedures and policy documentation. • Served as backup Internal Control Officer (KYC checks, investor transactions, subscriptions/redemptions).

Dean’s list