luigi caggiano

 Perform legal practice and formal training scheme to become an official Member of the Italian Bar of Turin  Experienced in Pension and Insurance protection, compensation for property damage and recovery of impaired loans

Relationship with entrepreneurs to start up industries in the East Europe. Define feasibility studies and prepare business plans in order to make investment projects. Sectors of analysis: business, market and product strategy, pricing/profitability analysis, executive/reporting analysis, budgeting, financial planning, cash flows, forecasting, corporate valuation, production and raw materials planning, layout analysis, human resource planning.

 Managed a portfolio of un-performing credits analysing and handling individual and business insolvency cases  Conducted thorough analysis to establish the credit-worthiness of individual and business clients, defining suitable debt collection strategies  Negotiated and interacted with creditors, legal parties and other client’s consultants establishing an extrajudicial solution to close the current positions  Responsible for the proactive management of the debt recovery process before businesses in distress were officially declared bankrupt

Responsible for analyzing credit and financial reports to determine risk involved in loaning money or extending credit. Scrutinizes financial data such as market share, income growth, and management quality to decide if loans will be lucrative. Compare liquidity, profitability, and credit histories of corporate company being evaluated with similar establishments to determine risk. Compile reports regarding finance and credit data. Analyze the financial records like earnings, savings, payments and purchase. Manage files and records. Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval. Minimize bad debt risk and maximize accounts receivable collections. Train, counsel, advise and communicate credit department policy and procedures. Generate financial ratios, using computer programs, to evaluate customers' financial status.

Helped small to mid-sized organisations and entrepreneurs to solve issues, create value, maximise growth and improve business performance. Effectively made use of my business skills to provide objective advice and expertise and helped clients to develop any specialist skills that they lacked.

Law Faculty Activities and Societies: Elsa activities

ASFOR accredited. Activities and Societies: Major in Finance.