linda ray

* Effectively managed 50 Self-Funded group Medical, Life, Dental and LTD employee benefit programs for mid-sized corporate accounts. * Acquired knowledge of online benefit account administration. Trained Human * Resource personnel in the use of online billing, enrollment, claims and other * functions of a computer-based insurance administration program. * Negotiated contract and coverage details with Chief Executive Officers and insurance brokers at renewal, resulting in cost savings and enhanced coverage for the coming year.

* Implemented and serviced fully insured and consumer directed employee benefit programs for 50 mid-sized companies. This included implementation and servicing of Medical, Dental, Life, Disability, Flexible Spending and COBRA plans. * Conducted open enrollments and benefit presentations for clients. * Certification in CDHP.

Processed and maintained records of Short Term and AD&D disability claims. Worked with local and New York office creating reports of claims activity.

Maryland & Virginia; Processed and maintained records of Short Term and AD&D disability claims. Worked with local and New York office creating reports of claims activity.

Implemented and serviced fully insured and consumer directed employee benefit programs for 30 mid-sized companies. This included implementation and servicing of Medical, Dental, Life, Disability, Flexible Spending and COBRA plans. Administered Medical, Dental, Flexible Spending and COBRA benefits for Insurance Associates, a company of 40 employees. Trained and supervised another employee in the Group Benefits Department.

* Implement and Service fully insured and consumer directed employee benefits programs for 100 companies from 2 to 75 employees. * Includes supporting, selling and renewing Medical, Dental, Life, Disability, Flexible Spending and COBRA plans. * Implement Healthcare Spending reimbursement plans and COBRA administration. * Advise clients on Heathcare Reform compliance.