Lina Kharouni

Spring Insight Program @ PIMCO

About

Business development instinct meets financial rigor and now I read people the way I read numbers, and both have taught me the same lesson: patience, precision, and the nerve to hold your position when it counts.That lesson started on the dance floor, long before spreadsheets. I ranked among the top dancers at the French Championships, the only woman in my category in breakdance, no team to lean on, just preparation and the composure to execute under pressure. Finance asks for the same thing: no room to hide, just the discipline to show up and deliver.

Country

France

City

Paris

Industry

Investment Banking

Skill

Finance d’entreprise, Finance de Marché, Modélisation financière, Produits dérivés, Capitaux propres, Revenu fixe, Gestion des risques, Modélisation sur Excel, Risque de crédit, Négociation, Aide à la prise de décision, Relations publiques, Relation client, Marketing, Stratégie marketing, Analyse financière, Gestion de projet, Développement commercial, Communication, Processus commerciaux

Experience

Spring Insight Program

PIMCO

2026-4 - 2026-4 · 1 mo

Focusing on Fixed Income strategies and Buy Side vs. Sell Side market analysis.

Credit Risk (Healthcare)

UGAP

2024-9 - 2025-8 · 1 yr

Сержи

Built Excel models across 20+ accounts and 5,000+ invoices, using pivot tables to segment receivables by product line. Cut delinquency on a key hospital account from 18% to 10%, restoring compliance with regulatory thresholds, while auditing invoices to reconstruct 5-10 year payment histories and feeding findings into management reports that shaped creditor negotiation strategy.

Customer Relations Assistant (Healthcare)

UGAP

2023-9 - 2024-8 · 1 yr

Сержи

Supporting public healthcare entities across Île-de-France hospitals. Structured tailored quotes and margin analyses, achieving a 73% quote-to-order conversion rate and processing over €10M in transactions over the year. Managed full-cycle deals from assessment to reconciliation, synthesized technical data for executive decision-making, and coordinated vendor-client relations using Excel, SAP, and CRM tools for performance tracking and daily reporting.

Saleswoman

Lacoste

2023-5 - 2023-6 · 2 mos

La defense

Delivered premium service to a diverse clientele, maintaining a 98% satisfaction rate while managing high-volume store traffic with a personalized approach.

Education

IÉSEG School of Management

Master in Finance specialization Corporate Finance

2025-8 - 2028-9 · 3 yrs 2 mos

#7 in France | Financial Times Masters in Finance Ranking 2026 Coursework covering Firm Valuation, Long-term Financing & Debt, Risk Management, Portfolio Management, Derivatives & Real Options, Advanced Corporate Finance, Corporate Governance, Entrepreneurial Finance, Python, Financial Statement and Sustainable Finance (ESG integration)

CY Cergy Paris Université

Specialization in Business Development & Customer Relationship Management

2022 - 2025 · 3 yrs

Coursework covering Corporate Strategy (SWOT, BCG, Porter), Economics & Finance (FX, blockchain, international trade), Sales & Negotiation (B2B, B2G B2G), Business Law, Financial Analysis (P&L, KPIs), and Digital Tools (Excel, CRM, ERP).