Phuc Le

Phuc Le

Co-Founder & CEO @ HERAMO

About

Phuc Le is a highly-accomplished and results-driven digital product leader with 18+ years of experience driving growth, innovation, and transformation across fintech, financial services, marketplaces, SaaS and digital platforms in SEA. Proven track record in building, scaling, and monetizing platforms with over 10M+ users, leading enterprise digital transformation, and growing high-performing Agile teams to achieve exceptional business outcomes. Passionate about bridging customer-centric design, technology, and business strategy to unlock scalable, sustainable impact in the digital economy. Beliefs and Principles: - Product-led digital transformation starts from solving real user and business problems, not chasing trends - Build systems, not silos, aligning people, culture, product, and performance - Lead with clarity, authenticity, data, critical thinking, and continuous learning - And yes, AI is eating the world Looking to partner on: - Leading product / digital transformation with a strong product, tech, and business mindset - Building and scaling Agile teams across product, tech, digital, or growth - Driving digital strategy, innovation execution, and customer-centric experiences - Mentoring leaders through change and complexity Core Competencies Digital Transformation | Product Strategy | Tech and Data Leadership | Agile and Scaled Agile | Platform Growth | AI and ML Integration | GTM and Monetization Strategy | Engineering Management | Customer-Centric Design | Cross-Functional Leadership | Marketplace, E-Commerce, Fintech, SaaS, Financial Services | B2B, B2C, C2C Models | Enterprise Systems Let’s connect or drop me a line: 📩 lephuc.itbk@gmail.com

Country

-

City

Vietnam

Industry

Financial Services

Skill

Artificial Intelligence (AI), Product Management, Product Strategy, Digital Transformation, Technology Leadership, Digital Innovation, Design Thinking, Product Leadership, Strategic Leadership, Growth Strategies, Strategic Planning, Engineering Management, Business Transformation, Software Development Life Cycle (SDLC), Lean Startup, Consulting, Fundraising, Systems Design, Financial Planning, New Business Development

Experience

HERAMO

Co-Founder & CEO

HERAMO

LinkedIn
2017-9 - Present · 9 yrs 1 mo

Ho Chi Minh City, Vietnam

HERAMO (https://heramo.com) - the clean-tech company born with mission to transform laundry & cleaning experiences for millions of people, give time back to them to live their life. Accumulatively, we've been serving >150K customers, processed > half of million items with almost 10 stores and multiple online channels - becoming the No.1 brand in this industry in HCMC.

Home Credit Vietnam

Head Of Online (Digital Product & Transformation | 17M+ Customers |1.3M MAU | 2T Tranx Value /Month)

Home Credit Vietnam

LinkedIn
2021-2 - 2025-6 · 4 yrs 5 mos

Ho Chi Minh City, Vietnam

Led digital transformation at Home Credit Vietnam from the ground up in a highly regulated, multi-country, high-stakes environment to modernize customer experience and scale digital lending. Built and scaled a 25+ member digital product team, aligned cross-functional execution across HQ and four countries, and led end-to-end strategy, delivery, and go-to-market of a new nationwide mobile app. Resulted in Vietnam’s No.1 consumer finance app with 7M+ downloads, 1.3M MAU, 50%+ monthly transacting users (over 2T VND in monthly volume), and moved 40% sales to digital space. Key Responsibilities & Achievements: - Established, build and scale Online (Digital Product & Transformation) department with 25+ senior talents including Product Managers, Product Owners; UX Designers; UX Researchers & Data Analysts - Led company-wide digital product portfolios including app, web, and integrations from strategy to execution covering roadmaps, budgets, go-to-market plans, and performance optimization - Spearheaded end-to-end for Home Credit Group’s strategic project: global mobile app, build and rollout successfully mobile app across the nation with over 20.000 POS (stores), turning it into Vietnam’s leading consumer finance app, serving millions of customers monthly for Loan/Card Management, Repayment, Transactions & all Digital Lending products (POS, Cash, Card, BNPL, Insurances) - Own app budget ($2M+) to drive user acquisition, retention & growth, and monetization (lending) - Collaborate with all cross-functional teams to drive implementation (~12 IT squads across 5 countries) and Go-To-Market (Marketing, CRM, Sales, Risk, Legal & Compliance...etc) exefor strategic digital initiatives of the company - Delivered key digital innovations including Virtual Card, Buy Now Pay Later, QR payments, Apple Pay, Google Pay, bundled and standalone insurance offerings - Championed a human-centered design, design thinking and innovation culture across the organization

Chợ Tốt

Product Director (10M MAU | 1M DAU | 45M Monthly Visits)

Chợ Tốt

LinkedIn
2017-6 - 2020-12 · 3 yrs 7 mos

Vietnam

Product Director - Chotot (Carousell Group) Transformed product capability to unlock growth for Vietnam’s No.1 C2C marketplace (10 million unique users and 45 million monthly visits). Built and led a full-stack Product organization, defined and executed product strategy across verticals and key journeys. Doubled DAU growth and engagement, and delivered record-high revenue. Key Responsibilities: & Achievements: - Built and led the entire Product organization, covering Product Management, Analytics, UX Design, and UX Research. - Owned end-to-end product lifecycle including discovery, roadmap planning, prioritization, execution, and post-launch optimization - Defined and drove product strategies across core verticals (Property, Vehicle, Jobs, Consumer Electronics...etc) such as listings, discovery (search, browse, recommendation), user onboarding, trust and safety, lead generation and monetization - Led product growth and monetization: doubled DAU & Engagement; achieved All-Time-High in revenue - Co-created company vision and three-year strategic plan with C-level leadership, translating it into actionable product strategies and OKRs across business units - Led transformation to Agile, cross-functional squads based on the Spotify model, enhancing speed, autonomy, and innovation across the organization

Chợ Tốt

Head of Customer (Revenue & Transactions)

Chợ Tốt

LinkedIn
2019-7 - 2020-11 · 1 yr 5 mos

Vietnam

Head of Customer - Chotot (Carousell Group) Accelerated revenue growth and leading Chotot’s shift from listings to transactional models. Led a large cross-functional tribe with full P&L responsibility, aligned strategy with C-suite, and built the foundation for new monetization streams. Achieved record-high revenue and tripled Property vertical revenue performance. Key Responsibilities: - Led the cross-functional Customer Tribe combining of Category Managers (Property, Vehicles, Jobs, Goods), Product, Analytics, Engineer, Marketing, and Monetization teams with full revenue responsibility, focusing on product-market fit, revenue growth, and the transition from listing-based to transactional models - Worked directly with the CEO and CTO to align business and product strategies across key verticals - Drove existing revenue streams such as ads and listings, while building the foundation for transactional models to increase user value capture Achievements: - All-Time-High daily and monthly revenue records - Led company-wide effort to navigate through COVID-19 pandemic and to achieve significant year-over-year revenue growth - Supported the Property vertical to triple its revenue, becoming the top-performing business unit - Established the strategic groundwork for long-term transactional revenue streams

Chợ Tốt

Head of Growth (DAU / MAU / Retention & Engagement)

Chợ Tốt

LinkedIn
2018-1 - 2019-9 · 1 yr 9 mos

Vietnam

Head of Growth - Chotot (Carousell Group) Reignited user growth for Vietnam’s largest C2C marketplace. Led a cross-functional Growth Tribe to design and scale the flywheel growth engine across Product, SEO, Engineering, Data, and Marketing. Doubled DAU, launched engagement drivers like Chat and Rewards, and transformed analytics infrastructure to enable scalable experimentation. Key Responsibilities: & Achievements: - Owned end-to-end growth strategy and execution, including growth marketing funnel optimization, retention cohorts, SEO, digital engagement (Braze), and growth engineering - Doubled DAU and exceeded growth targets through coordinated, data-driven initiatives across teams - Launched and scaled key growth products such as Chotot Chat, Chotot Rewards, and gamification features to boost user engagement and retention - Led analytics transformation by migrating from AT Internet to Google Analytics and BigQuery, enabling accurate tracking, deeper insights, and scalable experimentation

CommGate (S) Pte. Ltd.

Product Manager

CommGate (S) Pte. Ltd.

2016-5 - 2017-5 · 1 yr 1 mo

Singapore

Led the end-to-end journey of building Agora - an omni-channel e-commerce enabler platform designed with the goal to help millions of merchants across Southeast Asia manage and scale their multi-channel operations in one unified system. Key Responsibilities: - Business & Product Strategy - Team Setup & Leadership - Engineering & Delivery Leadership - Cross-Functional Collaboration - Go-To-Market Execution

Wiindi.com

Founder | CEO & CTO

Wiindi.com

LinkedIn
2013-8 - 2016-4 · 2 yrs 9 mos

Singapore

Founder & Chief Product Officer Wiindi – Shopping discovery website and app Founded and led Wiindi from concept to launch and fund-raising, helping users track prices, discover deals, and shop smarter while enabling online merchants to drive sales through better customer insights

Hewlett Packard Enterprise

Technical Leader

Hewlett Packard Enterprise

LinkedIn
2012-8 - 2015-2 · 2 yrs 7 mos

Vietnam

- Lead the team at Vietnam site for Service Test & API testing, a part of Unified Functional Testing (UFT) product which includes GUI test (QTP before), API test and BPT, making annually revenue at USD 300M. - Co-operating and technical supervising to team members as well as other colleagues. - Responsible for hiring senior candidates (software engineers)

Hewlett Packard Enterprise

Software Engineer Specialist

Hewlett Packard Enterprise

LinkedIn
2011-2 - 2012-8 · 1 yr 7 mos

Joined the 1st core team of 10 software developers as the foundation team for HP R&D center in Vietnam. We worked on an enterprise Records and Document Management System called HP TRIM, work closely with other international RnD teams. - Techniques: .Net/C#, MSSQL, WCF, MVVM, Sencha Ext JS, C++/MFC, SOLR, ISYS indexing…and a whole lot more technologies…

Globeteam

Partner & Technical Consultant

Globeteam

LinkedIn
2011-4 - 2013-8 · 2 yrs 5 mos

Vietnam

Joined this consultant group with 3 partners and quickly grew it to more than 25 people after 18 months. - We deliver top quality software outsourcing services for Danish companies & government agents in many industry area: banking, security, case management…etc - Responsible for on-going architecture designing/developing and maintaining extremely complex federated identity & access management system/platform named Safewhere*Identify and relative products (based on requirements from Danish consultants or product manager and/or functional design from functional architect). - Researching and working with complex security and federation identity management domain knowledge. Working with techniques/concepts like: WIF, WS-Federation, OAuth, SAML, STS, OpenId, Claim-based SSO/SLO systems... - Techniques: C#/.Net, WCF, MVC, WIF, MSSQL, Entity Framework...WS-Federation, OAuth, SAML, STS, OpenId, Claim-based SSO/SLO, NemID, OTP, ADFS, Active Directory, LDAP...

Devinition

Senior .Net Developer

Devinition

LinkedIn
2010-8 - 2011-1 · 6 mos

Vietnam

www.devinition.com Key developer at Vietnam side, working closely with the team at Neitherlands for on-going development, maintenance a highly complex Car Rental aggregator & booking system. It's used by many other car rental systems as: Europcar, Hertz, Budget, Amadeus, Thrifty, Holidaycars, BusinessCars.... Techniques: This project is mainly developed in .Net, C#, XML, XSLT, T-SQ, MSSQL...

Catglobe Vietnam Ltd.

Senior .Net Developer

Catglobe Vietnam Ltd.

2007-11 - 2010-7 · 2 yrs 9 mos

Vietnam

Mini ERP that is specialized in Industry Research and Marketing. Designing, developing, maintaining, optimizing for core parts of the system as key senior developer. Techniques: .Net/C#, ASP.NET, Infragistics, MS SQL, T-SQL

Education

Kellogg Executive Education

Kellogg Executive Education

LinkedIn
2024-12 - 2025-3 · 4 mos

Certificate: https://execedcertificate.kellogg.northwestern.edu/3f825af7-b4fb-429e-b93d-6f9b1217b496#acc.dw82kVWy Apply customer science insights to discover what motivates customers, and use findings to create a more engaging customer experience. Master strategies for increasing customer value at each stage of the customer experience map in order to achieve and maintain an advantage in the market. Use a customer experience canvas to make data-driven decisions about products and services that will improve customer experience and drive brand loyalty.

Ho Chi Minh City University of Technology

Ho Chi Minh City University of Technology

LinkedIn

Computer Science

2003 - 2008 · 5 yrs

Phuc Le's Contact Information

Email

******@***.com

Phone

(**) *** ****

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