Kruthika Kumar Muralidharan
Director - Analytics @ Razorpay
About
I build & lead data teams that turn measurement, analytics, and AI into durable business capability. Over the last ~14 years, I’ve built and scaled teams, self-serve data foundations, experimentation systems, and production ML/GenAI solutions across sectors. At Razorpay, I lead a 40+ member organization spanning Marketing, Customer Success, and multiple product areas, with responsibility across analytics, decision systems, and applied AI. My work typically sits at the intersection of product, engineering, and business: - Building self-serve foundations including data & instrumentation governance, metrics & dashboard frameworks, and anomaly detection - Improving decision quality through experimentation, causal inference, and deep problem-solving on growth, conversion, and customer outcomes - Taking ML and GenAI systems from idea to production with a strong focus on evaluation, reliability, and operational usefulness I enjoy working at the intersection of product, engineering, and business - turning ambiguous problems into scalable systems and measurable impact.
India
Bengaluru
Financial Services
Natural Language Processing (NLP), Product Analytics, Machine Learning, Management Consulting, Market Entry, Financial Modeling, Competitive Analysis, Market Research, Business Strategy, Analytics, Strategic Consulting, Corporate Finance, Strategy, Business Development, Performance Improvement, Valuation, Business Analytics, Consulting, Business Analysis
Experience

Director - Analytics
Lead a 40-member analytics organization (including 4 people managers) supporting Marketing, Customer Success, and multiple product areas across Razorpay. Built self-serve measurement and decision systems, standardized experimentation and auto-diagnostics, and led production ML/GenAI initiatives including internal AI assistants, evaluation frameworks, and workflow automation.

AVP - Data Science & Analytics
I led the Sales, Delivery & Risk analytics teams (team size: 38), as well as the Data Science centre of excellence. My key focus areas here were: standardization of metrics (L1, L2) and key drivers for my business teams, automation & standardization of all dashboards on a central platform, and building predictive models (lead scoring & fraud detection). Key projects: Lead scoring: Led the creation of an ML model that improved identification of high-quality leads 10x. The insights from this exercise were also used to improve targeting of digital marketing spends.

General Manager - Business Analytics, Planning & Product Strategy
Gurugram, Haryana, India
Headed the Analytics, Planning and Product Strategy teams at Ecom Express, one of the largest e-commerce logistics players in India. Led 4 teams with 24 bright folks during my time here, helping solve difficult problems using data. Key responsibilities: Analytics: • Providing dashboards, reports & data-driven decision-support tools (e.g. pricing models) to internal functions • Undertaking longer term performance improvement projects with advanced data modelling 2. Planning: • Forecasting volumes & planning resources for the entire supply chain (2,800+ centres, and 1 million+ lanes), and working with operational teams to drive productivity improvement 3. Product Strategy: • Scoping, design & launch of new business products, including market scoping, process design, coordination with internal/external stakeholders, technology design & implementation Key analytics projects: i) Volume forecasting with a customised variant of exponential smoothing techniques ii) A locality identification/address correction solution to reduce incorrect routing that uses text and geospatial analytics iii) A simulation model to predict last mile supply chain failures in advance, which uses a machine learning (XGBoost) based model to predict productivity fluctuations, iv) a probabilistic weight-correction system that incorporates package weights from multiple sources (equipment, historical data etc), and assigns the correct weight to each package.

Consultant
Gurgaon, India
Worked in the transportation infrastructure space, consulting for private sector and government clients on a variety of projects, including infrastructure project planning & viability assessment (traffic forecasting, assessment of the operational and financial viability), business process reengineering, fund raising advisory, transaction advisory & business growth strategy. Work scope: I was the Engagement Manager for multiple projects, with responsibility for full project delivery. This role involves engagement planning, data collection and analysis, guiding junior members and output review, coordination with technical teams and external experts, output preparation, client meetings and presentations, billing, and collections. Business Development: Responsible for the preparation of proposals and client interactions at the business development stage.

Associate Consultant
Feedback INFRA
Gurgaon, India
Education

Data Science
Area: Natural Language Processing (NLP), Deep learning Thesis research: Benchmarking of a variety of models (including transformer based architectures like multilingual BERT, XLM-R) on sentiment analysis of Hinglish code-mixed social media text.
Kruthika Kumar Muralidharan's Contact Information
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