Koteswara Naidu Jonnagadla

Owned end-to-end financial controllership for lending operations, covering IFRS reporting, internal controls, audits, governance, and regulatory compliance across high-volume loan portfolios. Overseeing system-led finance architecture, ensuring LMS-driven accounting accuracy, data integrity, and audit readiness at scale. Directed co-lending reconciliations and FLDG settlements, ensuring partner compliance and timely resolution of discrepancies. Sustaining strong control frameworks and governance oversight across EIR amortization, NPAs, write-offs, and credit provisioning under IFRS / Ind-AS, ensuring audit readiness and balance-sheet integrity. Driving finance transformation through automation, system scalability, and process standardization. Leading and mentoring finance managers, strengthening accountability and control culture. Acting as a key finance partner to senior leadership across large-scale, high-volume lending portfolios, supporting portfolio performance, risk indicators, and financial governance.

Led Loan Management System (LMS) implementation, improving loan accounting accuracy, data integrity, and audit readiness Owned end-to-end financial controllership for lending operations, covering IFRS reporting, internal controls, audits, and regulatory compliance Recovered USD 1M in revenue leakage through control strengthening and reconciliation automation Managed EIR, NPAs, write-offs, ECL, and co-lending / FLDG reconciliations, ensuring IFRS compliance and risk discipline Built and led a 7-member finance team, strengthening close discipline, reporting accuracy, and control culture Led month-end and quarter-end close processes, ensuring timely reporting and robust balance sheet substantiation Owned end-to-end statutory and internal audits, including audit planning, issue resolution, and timely closures. Recognized with the MD’s Emerging Talent Award (2025) for leadership excellence and finance transformation.

Built and led a 5-member finance team, establishing governance frameworks and scalable finance operations. Reduced receivables cycle from 90 days to 30 days, materially improving liquidity and cash flow visibility Owned month-end close, MIS, and statutory/internal audits, ensuring timely and accurate financial reporting Automated co-lending and lender reconciliations, enabling faster settlements and improving system integrity Partnered with leadership to deliver investor-ready MIS and financial models, supporting strategic decision-making

Owned a USD 700M treasury portfolio, covering valuations, profit recognition, settlements, and reconciliations Led Oracle ERP implementation (with EY), completed within 90 days, ensuring reporting accuracy and control integrity Represented Finance in developing an in-house Loan Management System (LMS), embedding accounting logic and automated reconciliations Computed ECL provisions and NPA write-offs in line with IFRS and regulatory standards Prepared board-level MIS, forecasts, and annual operating plans, supporting leadership decision-making

Improved procurement margins by 2.5% through strengthened cost governance, vendor controls, and pricing reviews Led budgeting, forecasting, and variance analysis, supporting business planning and cost discipline Finalized standalone and consolidated financial statements in compliance with Ind-AS Managed GST filings and payroll compliance, ensuring timely and accurate statutory adherence

Supported business controlling and cost governance, including margin analysis and P&L reviews for assigned business units Partnered with operations and finance teams to identify cost optimization opportunities and improve financial transparency Coordinated month-end close activities, AP/AR reconciliations, and intercompany reporting Supported statutory audits and group reporting requirements in a structured MNC environment

Delivered P&L and balance sheet reporting, supporting management reviews and performance analysis Supported budgeting, forecasting, and variance analysis, improving financial visibility and planning discipline Performed cost and revenue analysis, strengthening reporting accuracy and decision support Supported month-end close activities, reconciliations, and audit documentation in a global MNC environment