Kiran L
SME- Senior Credit Manager @ ECL Finance Limited
About
4+ years of experience in MSME- Unsecured & secured product as quality credit underwriting Manager
India
Bengaluru
Banking
Ratio Analysis, Debt-to-Income Ratio (DTI) Analysis, Cash Flow, Portfolio Risk Management, Asset Management, Financial Modeling Case Studies, Mortgage Lending, Credit Control, Interpersonal Skills, Disbursements, Budgeting, Data Analysis, Financial Analysis, Engineering, English, Research, Marketing, Communication, Strategy, Analytical Skills
Experience
SME- Senior Credit Manager
ECL Finance Limited
Bengaluru
* Handling credit appraisal and underwriting of SME & Mid-Corporate proposals across multiple sectors * Conducting detailed financial analysis, Spread analysis and risk assessment in line with RBI guidelines. * Monitoring portfolio performance, ensuring compliance and sanction terms
Credit Risk Manager
Kotak Mahindra Bank
Greater Bengaluru Area
* Managed credit proposal for MSME clients, including Over draft & term loan assessment. * Conducted financial ratio analysis, Cash flow analysis, and DSCR calculations
Branch Credit Manager
ITI Housing Finance Limited
Bengaluru, Karnataka, India
Branch Manager
India Shelter Finance Corporation Ltd
Bengaluru, Karnataka, India
Education
Siddaganga Institute Of Technology
Business Administration and Management, General
Visvesvaraya Technological University
Electrical and Electronics Engineering
Kiran L's Contact Information
Phone
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