kimberly baker

8.7 billion leading business-to-business distributor. -Interpreted and analyzed credit reports and financial data of commercial customers applying for credit within domestic and international territories to recommend credit limit, risk and review period. -Worked with Moody's credit scoring modules, Moody's financial analysis software and credit management system in Oracle to determine risk and credit classification. -Analyzed and processed complex Customer Risk Reviews that clearly demonstrated the recommendation or credit decision. -Worked effectively cross functionally with various domestic and international teams for purpose of due diligence.

* 7 billion premier distribution business of International Paper * Managed a collection of receivables, account reconciliation and order control for a portfolio of $25 million. * Worked with Moody's credit scoring modules and commercial credit reports to make complex credit decisions. * Collaborated with all levels of Credit, Financial and Sales Management teams to build strong rapport with upper-level clients. * Minimized losses to company by managing deliquency levels of 5% or less.

* International distributor and marketer of Coca-Cola beverage products.) * Left for better opportunity * Managed rebates, sales and accounts receivables reporting in the Customer Marketing Agreement System to comply with Sarbanes-Oxley regulations. * Analyzed rebate account balances and reported any financial impact to management. * Set up rebate accruals and process payments for key and national accounts.

* Leading provider of information to commercial real estate clients.) * Left due to closing of facility * Analyzed and researched data for commercial real estate clients be verifing accuracy of details on the properties in the CoStar database. * Interacted with brokers, property owners and property managers to ensure data was accurate, trusted and reliable.