Kenneth Tsoi

Head of General Banking Product @ Ping An Digital Bank

About

With over 10 years in finance and strategic product management, my core competencies lie in product management and portfolio oversight. At ZA, I am fully engaged in aligning my expertise with the company's innovative drive, bringing diverse perspectives to foster market leadership in digital trading solutions. My mission is to enhance our offerings in a way that resonates with our culture of continuous advancement and client-focused product development. In my current role as a Director at ZA, I am instrumental in leading the development of a new FX trading platform, eHKD pilot program, a new alternative data financing product for business banking and managing small business lending team. These initiatives are pivotal in driving digital and manned channel sales, and it embodies my skills in financial analysis, product and risk management, and cross-product synergy, which I honed during my tenure as Associate Director at Standard Chartered Bank.

Country

City

Hong Kong SAR

Industry

Banking

Skill

Financial Risk, Finance, Portfolio Management, Business Development

Experience

Head of General Banking Product

Ping An Digital Bank

2025-6 - Present · 1 yr 4 mos

Hong Kong SAR

Director

2022-1 - 2025-6 · 3 yrs 6 mos

Hong Kong SAR

• Project Lead, e-HKD Phase 2: Directed the development of practical applications and real-world use cases involving e-HKD, tokenized deposits, and stable coins under Hong Kong Monetary Authority (HKMA)’s CBDC polit program. • FX Trading Platform Development: Successfully launched and promoted a retail and business banking FX trading platform, significantly boosting product adoption through strategic cross-product synergies and innovative gamification features. • Small Business Loan Oversight: Managed sales and operational strategies for business banking loans, doubling the loan portfolio within one year through effective management and targeted growth strategies. • Alternative Data Financing Launch: Led the introduction of alternative data financing solutions, enhancing credit accessibility for business banking clients.

Associate Director

Standard Chartered

2015-5 - 2021-12 · 6 yrs 8 mos

Hong Kong SAR

Associate Director of FX and Wealth Finance, Wealth Management. - Oversight FX and Wealth Financing portfolios and provide new business initiatives - Lead new FX trading platform development with powerful capabilities and innovative solutions to drive sales activities in digital and manned channels - Design and launch advanced wealth lending product to become the market leader in the industry. - Initiate product strategies to cope with market movement to drive business growth in wealth products - Closely work with internal parties (Finance, Risk, Wealth management product teams, Investment Adviser, Treasury specialist) on financial analysis, risk management and cross product synergy - Coordinate with Branch Operation, legal and compliance to fulfill regulatory requirement and comply group policy

Product Manager

Citi

2012-9 - 2015-5 · 2 yrs 9 mos

Product manager in Deposit & Portfolio Finance under Wealth Management. - Manage the deposit portfolio on volume and revenue target to meet business goals - Look after secured loan products for Portfolio Finance - Develop new business strategies and provide new product initiatives - Closely work with internal parties (Treasury, Finance, Risk, Treasury & Investment product team, Investment consultants) on financial analysis, risk managmenet and cross product synergy

Assistant Manager

DBS Bank (HK) Limited

2011-5 - 2012-8 · 1 yr 4 mos

Assistant manager in Card usage team under Card and Unsecured Lending - Initiate new business ideas and explore new business opportunities - Manage various marketing campaigns and maximize the effectiveness (budget planning, P&L, marketing strategy analysis)