Kavneet Singh

• Review and analyze mortgage applications, financial documents, and credit reports to determine eligibility. • Oversee document fulfillment processes, ensuring all required paperwork is complete, accurate, and compliant with lending guidelines. • Maintain thorough records of client files, including income verification, property appraisals, and supporting documents. • Collaborate with mortgage brokers, funder, managers and internal teams to address any missing or incorrect documentation. • Ensure compliance with regulatory standards and company policies throughout the underwriting process. • Provide support to senior underwriters and contribute to maintaining efficient workflow operations.

• Managed the file from commitment by the Lender’s until all broker conditions were met. • Confirmed employment letters and verified income over the phone. • Verified the down payment. • Reviewed and approved MLS and Purchase and Sale Agreements. • Reviewed and approved the signed commitment, disclosure statement, and mortgage application. • Ordered appraisals and sent them to the Lender for approval. • Followed up with lenders to request additional information when needed. • Negotiate with lenders on behalf of clients.

•⁠ ⁠Structured the file and submitted to the lenders and managed the file until it was broker complete. •⁠ ⁠Communicated with borrowers and related parties. •⁠ ⁠Reviewed documents like T4, T2, T1, NOA, MLS, APS, pay stubs, and bank statements. •⁠ ⁠Verified employment letters and income. •⁠ ⁠Collaborated with A, B, and private lenders. •⁠ ⁠Addressed broker concerns and questions with the lender. •⁠ ⁠Managed files for first-time home buyers, self-employed, and private clients.

As an Office Administrator in Private Investment Club, A real estate company, I was the backbone of the office, keeping things running smoothly. I handled a variety of tasks, including managing office supplies scheduling appointments, coordinating meetings, and providing general administrative support to the team. My organizational skills, attention to detail, and ability to multitask were key in this role.