joseph pacalet

compliance risk analyst

About

US Resident with 4 years' experience in Banking and Financial Services (mainly in Internal Audit and Risk Management) looking for new opportunities in the US

Country

france

City

paris

Industry

banking

Skill

international business, risk management, financial analysis, corporate finance, management, finance, microsoft office, microsoft excel, financial risk, powerpoint, english, spotfire, microsoft access

Experience

compliance risk analyst

credit assistant - internship

abn amro commercial finance sa

2013-6 - 2013-7 · 2 mos

Formulated risk opinions on renewals up to $1m - Collected debtors’ warranties

internal auditor, commercial and retail banking - full time

société générale

2016-9 - 2018-9 · 2 yrs 1 mo

Successfully participated to 6 full risk-based audits focusing on specific entities or cross-disciplinary themes, often using Lean Six Sigma or data analytics - Lead punctual internal fraud investigations

structured export finance analyst - internship

crédit agricole cib

2015-2 - 2015-7 · 6 mos

* Carried out 30 * annual reviews of Export Credit Agencies-backed loans amounting up to $150m * Studied 10 * waiver demands of various categories * Verified the respect of financial and non-financial covenants

credit risk reporting analyst - internship

crédit agricole leasing & factoring

2014-8 - 2015-1 · 6 mos

6-months internship within the Permanent Control Department of CALF. -Monitoring of financial risks in Europe & Maghreb and reporting to the Head of Permanent Control. -Implementation of new tools using Excel VBA to better use internal financial data.

corporate credit risk analyst - apprenticeship

société générale

2015-9 - 2016-8 · 1 yr

12-months apprenticeship within the Risk department of SG Retail Banking regional headquarters in Lyon. -Examination of credit requests (working capital & CAPEX financing, real-estate investments, international development, market warranties, LBOs & acquisitions...). -Rating of borrowers (SMEs, associations, public organisms…).

Education

lycée bellevue

lycée théophile gautier

beihang university

2013-1 - 2015-1 · 2 yrs 1 mo

grenoble ecole de management

commerce

2013-1 - 2015-1 · 2 yrs 1 mo

One year of classes in Beijing (Strategic Marketing, International Business, Intercultural Negotiation, Management of Innovation, International Law, Supply Chain Management, Project Management, Macro-Economy...). Thesis written on the subject "Can China be considered as a land of opportunity for Western banks?"

lycée bellevue

2010-1 - 2012-1 · 2 yrs 1 mo

grenoble ecole de management

finance

2012-1 - 2016-1 · 4 yrs 1 mo

General business program with a specialization in International Business (double-degree in Beijing) and Corporate Finance (Accounting, Financial Analysis, Financial Strategy, Enterprise Valuation, Mergers & Acquisitions, Investment-Capital and LBO, Interest & Currency Risks Management...).