Josh Goldberg

I’m a seasoned risk and model governance leader with 20+ years of experience across financial services, quantitative analytics, and operational risk oversight. I currently serve as Model Risk Officer for Asset & Wealth Management at JPMorgan Chase, where I work with business and control partners to govern model risk, enhance validation frameworks, and embed strong risk discipline across the enterprise. My background spans model governance, capital and stress testing, technical accounting risk, and enterprise risk frameworks across banks and government-sponsored enterprises.Before joining JPMorgan Chase I served as Practice Lead for Mortgage Finance & Model Development, Validation, and Governance at Summit Consulting LLC. In this role I led multidisciplinary teams spanning data science, econometric modeling, machine learning, and model risk assurance. My work included credit-risk analytics, loss forecasting, stress testing, and capital modeling with emphasis on mortgage portfolios.My background includes a decade in Internal Audit at Freddie Mac, where I was an executive and pioneer of the model specialist group. My focus areas were model risk management, credit analytics, internal fraud, and technical accounting. I have managed full-scope validations across a broad spectrum of models used in banking including automated underwriting systems, property valuation, securities valuation, credit risk transfer, capital and stress testing models.My work emphasizes transparent communication, strong conceptual soundness, careful documentation, and alignment with bank regulatory expectations.