joseph dusewicz

Network and build relationships with clients and colleagues at all organizational levels. Perform administrative tasks including planning monthly work schedules, employee reviews, hiring/firing, filing, special orders, management of inventory and coordinating the delivery of products to customers. Increase customer turnout by creating and distributing marketing materials to potential customers. Solicit potential co-op marketing opportunities to reduce operational costs and increase ROI. Collaborate with owner on all aspects of our social events. Architect of the company website as well as the manager of all social networking sites.

Promote TowneBank as well as all related bank products. Receive and pay out money per member’s request. Provide assistance to members in person and on the phone. Verify checks/cash and examine documents for essential elements. Review member accounts in order to make appropriate decisions. Balance cash drawer daily. Obey all applicable federal laws, rules and regulations relating to Anti-Money laundering including the Bank Secrecy Act. Cross trained on multiple platforms.

Opened new accounts and performed maintenance on existing accounts. Interviewed members to obtain information and matched members’ needs to bank products. Gathered data, accurately completed written documentation and input information into the bank’s computer system. Completed appropriate transaction tickets and took them to the teller line for processing. Promoted TowneBank as well as all related bank products. Provided assistance to members in person and on the phone. Followed the bank’s security guidelines on a daily basis. Performed other duties such as ordering supplies, balancing the ATM, reconciling accounts, and assisting with audits. Obeyed all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA).

Primary B2C support contact for assistance with applications. Back-up administrator for B2C platform. Manage the B2C Inbox. Train new users on the consumer loan platform. Daily booking of loans within B2C. Review and prepare mailing of letters to members, ensuring timely completion of adverse action/counteroffer letters. Manage credit policy violations . Monitor consumer applications to ensure compliance to Reg B. Create weekly compliance reports for lenders. Equifax Administrator for ‘ePort’. Manage credit monitoring inbox and update accordinly. Complete a monthly compliance report to commercial lenders/credit administrators. Perform borrowing base reviews. Create a weekly report for commercial due/past due items. Set up credit management plans in Advisor. Update brokerage account/stock secured loan values.

Assisted with Franklin Financial's conversion to TowneBank. Responsible for training and implementing TowneBank's systems and philosophy. Handled member queries and concerns in a professional, timely manner. Performed other duties such as a branch cash audit, a dual control audit and ensured proper organization and implementation of new TowneBank documents/transaction tickets.

Researches, evaluates and analyzes pertinent financial information for existing and potential commercial and consumer clients. Supports commercial lenders, private bankers, branch managers and senior bank management through financial/credit analysis, ratio calculation and other underwriting support. The full suite of credit analysis products includes personal cash flows, business spreads, vendor reviews, financial analysis summary, builder cash flow models, financial forecasts and projections. In addition, assists in developing forms and processes as necessary.

Activities and Societies: Averett University Men's Soccer Team - 4 years *Named captain my senior year